JUDGMENT

D.P. Wadhwa, J.-Appellant has been non-suited by the National Consumer Disputes Redressal Commission (for short, the National Commission ) on appeal by the insurer against the order of the State Consumer Disputes Redressal Commission (for short, the State Commission ). Both the National Commission and the State Commission have been constituted under the Consumer Protection Act, 1986. By judgment dated December 30, 1993 the State Commission had allowed the complaint of the appellant and had directed the respondent-insurer to pay to the complainant-appellant a sum of Rs. 2,70,000/- with interest @ 18% per annum from the date of the accident till payment for satisfying his claim under the policy issued by the respondent. The claim was made on account of damage caused to the motor vehicle belonging to the appellant and insured with the respondent.

2. Appellant was the owner of a Swaraj Mazda truck, a light motor vehicle bearing registration No. KA 28 567. The vehicle was insured with the respondent insurance company in the sum of Rs. 2,82,000/- as per policy bearing No. MV/3440/91 for a period from February 17, 1991 to February 16, 1992. There is no dispute that the vehicle i