JUDGMENT

Dr. Arijit Pasayat, J. —

1. Challenge in this appeal is to the order passed by the National Consumer Disputes Redressal Commission, New Delhi (in short the ‘National Commission’). Before National Commission challenge was to the order passed by the Andhra Pradesh State Consumer Disputes Redressal Commission, Hydrabad (in short the ‘State Commission’). By its order dated 19.6.2001 the State Commission allowed the appeal filed by the respondent No.1 (hereinafter referred to as the ‘Complainant’). The District Forum II Hyderabad had dismissed the complaint filed by the complainant.

2. Factual scenario giving rise to the revision before the National Commission is as follows :

The complainant joined as a member in Chit Fund Co. of which opposite party No. 1 is the Managing Director and opposite party No. 2 is the manager. The present appellant was running a chit for Rs.1 lakh with monthly payment of Rs.5,000/- for 20 months in the year 1995. He was a prize bidder subscriber. He was paid Rs.60,000/- by cheque. The complainant defaulted after paying for 11 months from January, 1996. When the present appellant issued a notice to him demanding an amount of Rs.79,300/-, the complaina