Key Points: - There is no infirmity in the impugned order holding that plying an unregistered vehicle is an offense under Section 192 and a breach of policy terms. (!) - Temporary registration expired prior to the accident (11.1.2006; accident on 2.2.2006) and owner did not apply for permanent registration or extension; vehicle driven without registration. (!) (!) - Vehicle was temporarily registered for one month; no evidence of extension/ permanent registration; driving without registration is prohibited under Section 39 and constitutes a breach of policy terms. (!) (!) (!) - The National Commission and State Commission decisions held that the insurance claim is not payable due to driving without valid registration, reinforcing that such use breaches policy terms. (!) (!) - The appellant argued for non-standard basis settlement similar to issues of improper licencing or registration, but the Court rejected this, upholding outright repudiation. (!) (!) (!)

What is the illegality of plying an unregistered motor vehicle on a public road under the Motor Vehicles Act, 1988?

What is the effect of temporary registration expiry on liability under insurance policy when an accident occurs?

What are the consequences for insurance claims when the vehicle is driven without valid registration in breach of Section 39 and 192 of the Motor Vehicles Act?