( 1 ) THIS common order shall dispose of all the six writ petitions as grounds urged in support of the writ petitions in the light of the provisions of a. P. Co-operative Societies Act, 1964 (hereinafter called the act ) and in the background of reconstruction scheme for charminar Co-operative Bank Limited ( bank for brevity) formulated by government of Andhra Pradesh (hereafter called goap ) in accordance with section 115-B of the Act are same. The respondents, Goap and Bank, represented by its Administrator filed common counters in all the writ petitions and it would be expedient to deal with factual as well as legal issues together. Be it noted, the cases came to be filed challenging certificates for recovery of loan amount (petitioners call them Award) of different dates issued by fourth respondent and seeking to quash them by writ of certiorari. As the amounts borrowed by various petitioners (proprietary concerns) are different and for different business purposes, a brief reference to the facts of each case would be necessary.

( 2 ) THE petitioner M/s. Taraporewalla agencies is a proprietary concern. The bank sanctioned demand loan facility for the purpose o