Andhra Pradesh High Court
Judges : B.S.A.SWAMY, D.S.R.VERMA
R.Kamala - Appellant
Versus
Shaik Mohd.Ghouse - Respondent
Decided On : 10-11-02
Civil Law – Civil Matter - Motor Vehicles act, 1988 – Accident – Death – Driving License - Motor Vehicles Act, 1939 - Section 102 - Sections 146,146 and 149 – Insurance company pay compensation - When Liable - Claimant met with an accident due to rash and negligent driving of driver of lorry which resulted in multiple injuries to the claimant - Hence claimant filed claim petition claiming an amount of on all counts - Tribunal allowed claim to extent of Amount with interest at rate of 9 per cent per annum - Tribunal while granting above amount, made both owner - insured as well as insurance company as jointly and severally liable and awarded proportionate costs - Learned single Judge dismissed appeal as not maintainable for want of legal representatives of deceased - insured being brought - Learned single Judge while holding that appeal is not maintainable referred to relevant provisions of Act, 1988 (for brevity the Act ) and rules there under, provisions of C. P. C. and also latest decisions of this court, other high Courts and also Supreme Court - Learned single Judge further considered relevant provisions of Chapter XI of act, which underline principle that insurer is only bound to indemnify liability of insured and satisfy judgment and decree passed again insured and held that unless liability of insured is found, question of binding insurer to indemnify liability of insured does not arise - Accordingly appeal on preliminary question without going into other merits of case, was dismissed - Learned counsel for claimant - Appellant contended that as per Section 102 of Act, 1939, which is corresponding to Section 155 of New act, of 1988, even after death of insured, subsequent to accident and pending proceedings, cause of action survives against insurer and legal representatives of insured need not be impleaded as respondents - He further contended that policy goes with vehicle and insurance company cannot take any defence for not impleading legal representatives of insured. With these submissions, he sought for allowing of this appeal.- Held, Court view of judgment of Division Bench of this Court (cited 7 supra), which had discussed effect of non-presence of owner - insured on record or his legal representatives, relying on decision of Supreme Court in Robert s case (cited 6 supra), present controversy is no longer res integra - Impugned judgment of learned single Judge dismissing appeal as not maintainable in absence of legal representatives of deceased owner insured is not correct and same is liable to be set aside - Further Motor Vehicle Act is a beneficial legislation and technicalities should not defeat very object of Act and application of provisions of law should be in furtherance of justice - Section 155 of Act deals with effect of death on certain causes of action and same is extracted as under for better appreciation:"not with standing anything contained in section 306 of act, 1925 (39 of 1925), death of a person in whose favor a certificate of insurance had been issued, if it occurs after happening of an event which has given rise to a claim under provisions of this Chapter, shall not be a bar to survival of any cause of action arising out of said event against his estate or against insurer - Above provisions specifically provide that cause of action in event of death of insured would still survive against his estate or against the insure - word "or" is very relevant and makes it clear that cause of action survives either on estate of insured or on insurer - Foregoing reasons, Court pass order as under impugned judgment of learned single Judge reported in is set aside and matter is remitted back to learned single Judge for adjudication of case on merits - Since original claim petition is of year 1987, office is directed to post matter next week for hearing before appropriate court – Appeal Allowed.
( 1 ) THE question that falls for consideration in this appeal is whether the appeal filed by the claimants seeking enhancement of the compensation awarded by the Tribunal, is vitiated for not bringing the legal representatives of the deceased owner - insured, during the pendency of the appeal.
( 2 ) THE brief facts of the case are that the claimant met with an accident due to the rash and negligent driving of the driver of the lorry bearing No. 9720, which resulted in multiple injuries to the claimant. Hence the claimant filed the claim petition claiming an amount of Rs. 1,00,000. 00 on all counts. The tribunal allowed the claim to the extent of rs. 53,000/- with interest at the rate of 9 per cent per annum. The Tribunal while granting the above amount, made both the owner - insured as well as the insurance company as jointly and severally liable and awarded proportionate costs.
( 3 ) NOT being satisfied with the awarded amount, the claimant preferred an appeal before this court in C. M. A. No. 143/1989 for enhancement of compensation. Pending adjudication of the appeal, the owner - insured died and the claimant did not take any steps to bring the legal representatives of the insured and as such by order dated 25-7-1997, the appeal against him was dismissed.
( 4 ) WHILE disposing of the appeal, the preliminary question framed by the learned single Judge was "whether the appeal is maintainable against the second respondent - Insurance Company only, without bringing legal representatives of the deceased insured, the first respondent, to represent his estate. "
( 5 ) THE learned single Judge dismissed the appeal as not maintainable for want of legal representatives of the deceased - insured being brought on record. The learned single Judge while holding that the appeal is not maintainable referred to the relevant provisions of the Motor Vehicles act, 1988 (for brevity the Act ) and the rules thereunder, the provisions of the C. P. C. and also the latest decisions of this court, other high Courts and also the Supreme Court. The learned single Judge further considered the relevant provisions of Chapter XI of the act, which underline the principle that the insurer is only bound to indemnify the liability of the insured and satisfy judgment and decree passed against the insured and held that unless the liability of the insured is found, the question of binding the insurer to indemnify the liability of the insured does not arise. Accordingly the appeal on the preliminary question without going into other merits of the case, was dismissed. Hence this L. P. A.
( 6 ) THE learned counsel for the claimant - appellant contended that as per Section 102 of the Motor Vehicles Act, 1939, which is corresponding to Section 155 of the New act, of 1988, even after the death of the insured, subsequent to the accident and pending the proceedings, the cause of action survives against the insurer and the legal representatives of the insured need not be impleaded as respondents. He further contended that the policy goes with the vehicle and the insurance company cannot take any defence for not impleading the legal representatives of the insured. With these submissions, he sought for allowing of this appeal.
( 7 ) ON the other hand, the learned standing counsel or the Insurance company supporting the impugned judgment, submitted that the trial court on evidence, granted an amount of Rs. 53,000. 00 as compensation and further the trial court ordered that both the respondents were jointly and severally liable to pay the amount awarded and, therefore, both the respondents i. e. , the owner of the vehicle and the insurance company are liable to pay compensation. He further submitted that section 155 of the Act of 1988 does not state that if the owner of the vehicle dies, the insurance company has to pay the entire compensation to the claimant. He submitted that the learned Single Judge having considered all these aspects and in proper per
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