T. CH. SURYA RAO, J.

( 1 ) THE insurer, the New India Assurance Company through its Divisional Manager, Ongole, preferred all these Appeals against the common order passed by the learned single Judge of this Court (reported in 1998 (5) ALD 600, Divisional Manager, New India Assurance Company Ltd. v. Tumu Gurava Reddy ).

( 2 ) ALL these claims arise out of a single accident. Some of the claimants are the injured and some are the legal representatives of the deceased who died a premature death in the accident that occurred on 18-2-1995. The 1st respondent herein is the owner of the vehicle viz. , the Tractor attached with a Trailer bearing No. AP-27/ T-4173 and AP-27/t-4174 respectively that was involved in the accident.

( 3 ) BRIEFLY stated the facts are thus: About 23 persons were sitting in the trailor of the tractor at the relevant time, and they were being taken to attend to the cooli work in the agricultural fields of the 1st respondent, owner of the vehicle. On account of the rash and negligent driving of the driver of the tractor the unfortunate accident occurred when the tractor was proceeding on the left bank of Nagarjuna Sagar Canal. Some, out of the 23 coolies, died insta

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