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1991 Supreme(AP) 515

Andhra Pradesh High Court
Judges : G.RADHA KRISHNA RAO
New India Assurance Co.Ltd. - Appellant
Versus
Anga Chinnababu - Respondent
C.M.A No. 284/87
Decided On : 11-25-91
Advocates Appeared :
Mr. I.A. Naidu

Headnote:Motor Vehicles Act, Sec. 110-D - Death of a person in a vehicle accident - Claimants producing motor vehicle Inspector s report to show that the vehicle was Insured with a particular company and with a Policy number - Insurance, Company not producing Policy Court can draw adverse Inference and fix liability on Company.

       Held : Whenever the claimants have Produced or given the particulars of the policy with a branch which has been entered into the Motor Vehicle ·Inspector s report, the burden shifts on the Insurance Company to show that number does not relate to that vehicle or that number was not available, or that number was never issued at all. In this case as the information has been given with regard to the particulars of, the Policy etc., and as the Insurance Company failed to produce the same an adverse inference has to be drawn. C.M.A Dismissed

G. RADHAKRISHNA RAO, J.

( 1 ) ON a claim petition filed by the parents, on the account of the death of a boy aged about nine years who is very potential and earning and assisting his parents in agriculture, claimed a sum of Rs. 20,000/ -.

( 2 ) THE Tribunal found that a lorry driver drove the vehicle rashly and negligently, basing on the direct testimony of an injuried person, who also filed another O. P. The presence of the injured person at that point of time has been established and it cannot be denied. Nothing has been elicited in his cross-examination to discredit his testimony that he is coming out with some story which did not took place. So the lower Court was perfectly justified in accepting the direct testimony and arriving at the conclusion that the accident occurred due to the rash and negligent driving of the driver of the lorry and having found that the rash and negligent act is there, lower Court fixed the liability on the insurance Company also and awarded an amount of Rs. 15,000/- to the claimants in O. P. 55/84. The Lower Court came to the conclusion that there is a policy and the Insurance Company is liable.

( 3 ) AGGRIEVED by the same, the Insurance Company who is the appellant herein has filed this appeal.

( 4 ) THE owner and the driver served but they were absent The Court has to consider in this case, about the burden of proof, in a rase where the policy itself-has not yet been filed. It is very difficult for the claimants to produce a policy as the policy will be generally presume to be with the owner of the vehicle. In almostall the cases the owners are not giving any assistance to the Court as they feel that even in their absence the liability will be fixed on the Insurance company. If the claimants have not produced any material to show that there is policy at thai point of time the burden can never shift. Their duty is only to. show that a particular vehicle involved in the accident was insured with a i particular Company with a particular policy number. If that material has been. supplied by the Claimants, it is the duty of the Insurance Company to produce the evidence to the effect wheiher that policy was there on them or whether a wrong policy has been given or whether the policy mentioned in the O. P. belongs to some other vehicle. Non-producing of the evidence to that effect and merely filing an appeal by the Insurance Company without any proof by taking advantage of the plea that has been taken by them cannot be entertined. In most of the accident cases, the Motor Vehicle inspectors usually inspect the vehicles and they will note down the particulars that are available therein. There is a particular column in that report whether the policy has been there and whether that policy is in force, in this case, evidence has been let in by producing Motor Vehicle Inspectors report which was prepared by official in due course of business. In connection with the enquiry with regard to this accident, it is mentioned that the accident vehicle was having insurance policy no. 631025 valid upto 29-1-85. Ex. A-2 is the accident report given by the Motor vehicles Inspector and that particulars have been mentioned therein and that particulars have been furnished by them. Time has been given to the Insurance company to produce that policy, but they have not produced that policy. So when they have not produced that information, they cannot nowc contend that there is no policy at all. So whenever the claimants have prcduced or given the particulars of the policy with a branch which has been entered into the Motor vehicle Inspection report, the burden shifts on the insurance Company to show that number does not relate to this Vehicle or that number was is no available or that number was never issued at all. This aspect has been dealt with the burden of proof in a case where information has been given. In this case, as the information has been given with regard to the particulars of the policy etc. and. as the Insura


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