CHENNAKESAV REDDI, J.

( 1 ) THE plaintiff in the suit for recovery of money on the basis of the multi-purpose Life Insurance Policy, Ex. A-4, is the appellant. The Life Insurance Corporation of India is the sole defendant in the suit. The plaintiff is the widow of late Mohd. Jafar Ali, a practicing advocate at Warangal. He was the holder of a multipurpose policy, Ex. A-4, issued by the defendant for an assured amount of Rs. 5,000. The policy commenced on 28/03/1962. Payment of premiums was in quarterly installments. Each quarterly premium was Rs. 79. 06. Jafar Ali paid the premiums regularly up to 28/06/1972. But owing to some unforeseen circumstance, he could not pay the premium due on 28/09/1972, in time. He, however, paid this premium as well as the quarterly premium payable on 28/12/1972, on 2/04/1973, at the Warangal branch office of the defendant-Corporation. The premium due on 28/03/1973, was paid on 5/04/1973. The insured offered to give a personal declaration on health on 2/04/1973. But D. W. 2, the branch manager, did not entertain the said request. On 9/04/1973, the policyholder was requested by the defendant by the letter, Ex. B-3, to pay interest of Rs. 4. 60 on the ar

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