O. CHINNAPPA REDDY, J.

( 1 ) ON 26-6-1968 a motor car proceeding towards Hyderabad collided with a stationary motor lorry at a check-post about six miles from Hyderabad. The car belonged to one Dasaradharam Reddy who was however not travelling in the car at the time of the incident. It was driven by Srinivasulu, a driver employed by the owner. Subba Reddy and Sundarami Reddy two advocates of Nellore, friends and legal advisers of the owner of the car, were travelling in the car at the time of the accident. Both received injuries. Sundarami Reddy not very seriously but Subba Reddy quite seriously - he lost the use of an eye. Subba Reddy and Sundarami Reddy filed O. P. Nos 188 and 189 of 1968 before the Motor Accidents Claims tribunal claiming compensation of Rs. 22500. 00 and Rs. 4350. 00 respectively. The owner and driver of the car and the insurer were impleaded as parties to the petition. The petitions were contested. It was alleged that the accident was not due to the negligence of the driver. That finding was not disputed before me. It was also claimed by the insurer that neither the terms of policy nor the provisions of the Act made the insurer liable for injuries caused to pas

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