( 1 ) THE question in this second appeal is whether the Courts below were right in awarding interest by way of damages and costs. The appellant is the State-Bank of India. The respondents father, one Venkata Rama Gopalarao, had a current account with the State Bank and on the date of his death an 19-7-1956, there was about a sum of Rs. 26,0007- and odd to his credit. After his death, the widow as guardian of the minor sons of Rama Gopalarao approached the Bank to invest three-fourths of the money in Government securities siren as the National Savings Certificates etc. , and with respect to the one-fourth since Ramagopalarao left a daughter, she claimed the amount and ultimately obtained a succession certificate and withdrew this amount. In respect of the three-fourths of the amount, the Bank requested the guardian to produce a succession certificate but the guardian instead of doing so filed the suit for a declaration that the amount is part of joint family property and that no succession certificate is necessary and that the respondents have become entitled by survivor-snip under Hindu Law to the suit amount lying in the current account of the bank in the name, o