Andhra Pradesh High Court
Judges : C.Y.SOMAYAJULU
UNITED INDIA INSURANCE CO.LTD. - Appellant
Versus
MUPPALA ANASURYANVATHI - Respondent
Decided On : 08/14/2006
CMA 3050 Of 2000
Rash and negligent driving of scooter – Accident – Dashed against bullock cart – Claimants, who are widow, children and parents of nageswara Rao filed claim petition alleging that when deceased was proceeding as a pillion rider on scooter abw 5015 belonging to second respondent, being driven by first respondent and insured with third respondent, it dashed against bullock cart belonging to 5th respondent being driven by 4th respondent in a rash and negligent manner, resulting in deceased falling down from scooter and receiving injuries and letter succumbing to those injuries – Since deceased was aged about 38 years and was earning Rs. 2,000/- per month from various sources, they are entitled to Rs. 9,00,000/- as compensation from respondents – Case of second respondent, who is owner of scooter as disposed from his counter, which was adopted by first respondent, is that as his scooter was insured with the third respondent from 25. 06. 1992 to 24. 06. 1993, and since first respondent was having a valid and subsisting driving licence by date of accident, and since accident did not occur due to rash and negligent driving of scooter by first respondent he need not pay any compensation – Held, In view of latest decision of appex Court, I am not referring to other decisions on subject relied on by learned counsel for both sides as decision of High Court which took a contra view should be deemed to have been over ruled by that decision – Learned counsel for claimants on ground that in ex. B. 1, under column capacity of passengers including driver figure 2 is mentioned contended that policy covers risk of driver and pillion rider also – It counting all details like Registered Mark and Number; engine Number and Chassis Number; Make, Year of Manufacture, Type of Body; C. C. ; Capacity and Premium to be paid – Since scooter involved in accident admittedly has capacity to carry two persons, in column relating to capacity 2 is mentioned. It does not mean that covers the risk of two persons travelling on it – Third party in insurance parlance is person not travelling in or on vehicle, which is insured – So, persons travelling in or on vehicle insured only for third party risk or Act – policy would not be covered by that policy because they are not third parties – Since no extra premium is paid for covering risk of driver and pillion rider I hold that third respondent is not liable to pay compensation payable to claimants so Respondents 1 and 2 only are liable to pay compensation awarded by Tribunal to them – In result, C. M. A. is dismissed and c. M. A. is allowed and claim against third respondent insurer is dismissed. Parties are directed to bear their own costs in both appeals.(Paras 18 and 19)
( 2 ) CLAIMANTS, who are the widow, children and parents of nageswara Rao (the deceased) filed the claim petition alleging that when the deceased was proceeding as a pillion rider on the scooter abw 5015 belonging to the second respondent, being driven by the first respondent and insured with the third respondent, it dashed against the bullock cart belonging to the 5th respondent being driven by the 4th respondent in a rash and negligent manner, resulting in the deceased falling down from the scooter and receiving injuries and letter succumbing to those injuries. Since the deceased was aged about 38 years and was earning Rs. 2,000/- per month from various sources, they are entitled to Rs. 9,00,000/- as compensation from the respondents.
( 3 ) THE case of the second respondent, who is the owner of the scooter bearing No. ABW 5015, as disposed from his counter, which was adopted by the first respondent, is that as his scooter was insured with the third respondent from 25. 06. 1992 to 24. 06. 1993, and since first respondent was having a valid and subsisting driving licence by the date of accident, and since the accident did not occur due to the rash and negligent driving of the scooter by the first respondent he need not pay any compensation.
( 4 ) THIRD respondent filed its counter putting the appellants to proof of the averments in the petition.
( 5 ) 4th respondent filed a counter, which was adopted by the 5th respondent, denying the allegation that, he was driving the bullock cart in a rash and negligent manner and contending that he is not a necessary or proper party to the petition.
( 6 ) IN support of their case, claimants examined the wife of the deceased i. e. first claimant as P. W. 1 and the first respondent as p. W. 2 and marked Exs. A. 1 to A. 9. No oral or documentary evidence was adduced on behalf of respondents 1, 2, 4 and 5. Third respondent examined one witness as R. W. 1. Ex. B. 1 was marked by consent. The Tribunal, holding that the: accident occurred due to the rash and negligent driving of the scooter by the first respondent, awarded Rs. 3,09,000/- as compensation to the claimants. Aggrieved by the award passed against it, third respondent preferred c. M. A. No. 1685 of 1998; and dissatisfied by the compensation awarded to them, claimants C. M. A. No. 3050 of 2000.
( 7 ) THE point for consideration is to what compensation are the appellants entitled to and from whom? point :
( 8 ) THE contention of the learned counsel for the claimants is that the Tribunal was in error in not keeping in view the fact that the deceased was a partner in a business concern and was who also running poultry farm while arriving at the compensation payable to the claimants and contended that in the facts and circumstances of the case the compensation claimed by the claimants is just and reasonable.
( 9 ) IN my considered opinion, the appeal of the claimants has no merit. In fact they should have felt happy that for the Tribunal recorded a finding that they are entitled to compensation under fault liability, though the evidence on record does not establish the negligence on the part of the first respondent while driving the scooter of the second respondent with the deceased as his pillion rider. Since P. W. 1 was not a whom him accident have enduce in number naturally deciding his point the evidence of P. W. 2, the first respondent, who was driving the scooter with the deceased as his pillar aidsat the time of accident, is that the accident occurred only due to the negligence of the 4th respondent but not due to his negligence. In the claim petition it is alleged that the accident occurred due to the rash and negligent driving of a Bullock Cart iby the 4th respondent. Since bullock Cart is not a m
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