JUDGMENT - This C.M.A. is directed against the order, dated 27.01.1999 rendered by the Motor Accidents Claims Tribunal-cum-I Additional District Judge, Kadapa in M.V.O.P.No.836 of 1995.

2. The appellant was working as cleaner on a truck bearing registration No. AP-04-T-2299 owned by the first respondent herein. The second respondent has issued the insurance cover, which is marked as Ex.B-1. The appellant-claimant had asserted that the truck in question was proceeding from Delhi to Madras which has been booked up for commercial cargo and en route met with a collision head on with an oil tanker coming in the opposite direction at Dhalghat village in Madhya Pradesh. The appellant was admitted along with the truck driver to the local hospital and from there he had been shifted to M.Y. Hospital, at Indore, Madhya Pradesh State. After a week's treatment there, at his request, the appellant has been discharged and brought over to Kadapa where he has been admitted in the District Headquarters Hospital and he was subsequently shifted for better medical care to S.V.R.R. Hospital, Tirupathi. The appellant-claimant had asserted that he had undergone surgery during hospit

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