ORDER :

C. Praveen Kumar, J.

1. Assailing the Order dated 23.03.2020 in PLAC No. 226 of 2018 passed by the Permanent Lok Adalat for Public Utility Services, Kadapa, the present Writ Petition is filed.

2. Originally the Claimant/ Respondent No. 2 herein filed PLAC No. 226 of 2018 stating that her husband, by name, N. Nagi Reddy, during his life time took a policy dated 24.04.2017 on his life from the HDFC Standard Life Insurance Company Limited, for a sum of Rs.50,00,000/-. The certificate bearing No. 19111262 was issued to N. Nagi Reddy, showing the Claimant/Respondent No.2 herein, who is his wife, as a ‘Nominee’ in the said policy.

3. On 16.11.2017 Sri. N. Nagi Reddy died of heart attack. The Claimant/Respondent No.2 herein approached the Insurance Company on 02.01.2018 and submitted her claim form with a request to release the amount payable under the policy. The said claim was repudiated on the ground that Nagi Reddy did not disclose the policies taken from other insurance companies, in the relevant column of the proposal form submitted by him to the Insurance Company.

4. Aggrieved by the same, the Claimant/Respondent No.2 herein approached the Permanent Lok Adalat, Kadapa, by filing