( 1 ) PETITIONER was an officer of respondent-Syndicate Bank (the Bank for the short ). For the alleged acts of misconduct said to have been committed by him while as an officer of the respondent Bank, he was served with a charge memo dated December 21, 1998. The Articles of charge read as under. "article OF CHARGE" that you were working as Manager of sakleshpur Branch from June 23, 1988 to october 27, 1989 and prior to that as Asst. Manager at Avenue Road, Bangalore and while working in your position as such on april 28, 1988, you executed a written agreement dated April 28, 1988 for sale of the property mortgaged to the Bank agreeing to execute registered sale deed for a consideration of Rs. 1,27,750/- in favour of sri Sanjeeva Sapalinga and received from him rs. 77,750/- on April 28, 1988 and rs. 50,000/- on November 4, 1988 before obtaining permission from the Bank for selling the property and you failed to remit the sale proceeds towards the Housing Loan account availed by you from the Bank. By your above acts, you failed to discharge your duties with utmost integrity and honesty and exhibited conduct unbecoming of the status of the Bank Officer and thus contrav