( 1 ) THESE two appeals arise out of a motor accident claim. M. f. a. No. 3576 of 1999 is by the owner-insured of the car bearing No. Mys 2993 against absolving his insurer of the liability to indemnify him and m. f. a. No. 3739 of 1999 is by the claimant seeking enhancement of compensation for the injuries he suffered in a motor accident that occurred on 25. 4. 1993.

( 2 ) BY the judgment impugned in these appeals, the tribunal has awarded a compensation of Rs. 50,750 along with interest thereon at 9 per cent per annum and has held that the accident was due to rash and negligent driving of the car bearing No. Mys 2993 (in which the claimant was travelling) and the bus bearing No. Ka 15-621 and has apportioned the negligence between the two vehicles equally. Accordingly, both the owners of the vehicles are made jointly liable to pay the awarded amount in equal proportions. As the bus had been insured, the insurer of the bus was made liable to the extent of 50 per cent of the award being the liability of the bus owner. However, the insurer of the car was absolved of the liability on the ground that the risk of the claimant, who was a passenger of the car (private ca