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2005 Supreme(Kar) 318

K.SREEDHAR RAO
UNITED INDIA INSURANCE CO. LTD. – Appellant
Versus
SHANTHAVVA – Respondent


Advocates:
A.M.HEGDE, B.C.SEETHA RAMA RAO, F.V.PATIL, R.Gopal Hegde

K. SREEDHAR RAO, J.

( 1 ) ONE Ashok Mudukappa Bhandari is the deceased. The wife and children are the petitioners. The deceased is a spare driver of the truck. The claims Tribunal awarded compensation of rs. 2,69,000 to the petitioners and directed the insurer to pay the compensation. The insurer is in appeal.

( 2 ) SECTION 147 proviso (1) (a) reads thus:"147. Requirements of policies and limits of liability.- (1) In order to comply with the requirements of this chapter, a policy of insurance must be a policy which- xxx xxx xxx provided that a policy shall not be required- (i) to cover liability in respect of the death, arising out of and in the course of his employment, of the employee of a person insured by the policy or in respect of bodily injury sustained by such an employee arising out of and in the course of his employment other than a liability arising under the Workmen's compensation Act, 1923 (8 of 1923), in respect of the death of, or bodily injury to, any such employee- (a) engaged in driving the vehicle, or" (Emphasis by me)

( 3 ) THE counsel for the insurer argued that the words 'engaged in driving' the vehicle would mean the driver on the steering and not a spare driv





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