2010 Supreme(Kar) 689
2011 (1) KCCR 341 (DB)
KARNATAKA HIGH COURT CIRCUIT BENCH AT GULBARGA
K. Sreedhar Rao and K. Govindarajulu, JJ.
Mounesh - Appellant
Versus
Thimmanna and Others - Respondents
Miscellaneous First Appeal No. 6794 of 2004 (MV), connected with Miscellaneous First Appeal No. 135 of 2004 (MV),
Decided on 30.6.2010
In MFA No. 6794 of 2004 (MV) Sri Sudheer Singh R. Vijapur, for Appellant;
Sri Shiva Kumar Kalloor, for Respondent-2.
In MFA No. 135 of 2004 (MV) Sri Shivakumar Kalloor, for Appellant;
Sri D.C. Jagadeesh and Chandrashekar for Respondent-I;
Shri R.V. N adagouda, for Respondent-2.
Headnote:MOTOR VEHICLES ACT, 1988 - Section 168: [K.Sreedhar Rao & K.Govindarajulu, JJ] Appeal for enhancement - Insurer’s appeal to fasten the liability on the insured - Notification dated 05-11-2004 of Central Government issued under Section 41(4) - Transport and non-transport vehicles - Risk of workmen/loaders of Tractor/Trailer - Whether to be covered under Section 147 as an Act policy without collecting additional premium - Held, From reading of the Notification dated 05-11-2004 issued under Section 41(4) of the Central Motor Vehicles Act, 1989, it is clear that the trailers is not an automobile, unless it is attached to a tractor or any other automobile vehicle. The tractor at item 10 in Cl.No.2 is categorized as a non-transport vehicle. At item No.11 of Cl.No.2 trailers to carry personal affects are also categorized as non-transport vehicle. The tractor with a trailer for transportation of agricultural produce and other goods would be very much a goods carriage within the meaning of Section 2(14) of the Motor Vehicles Act., in which event the risk of workmen/loaders of the Tractor/Trailer is necessarily to be covered under Section 147 as an Act Policy without collecting any additional premium. In that view of the matter, the insurer would be liable to pay the entire compensation enhanced.
MOTOR VEHICLES ACT, 1988 - Section 168: [K.Sreedhar Rao & K.Govindarajulu, JJ] Compensation - Petitioner was travelling in the course and out of employment - The tractor/trailer met with an accident - Petitioner sustained fracture injury to spinal column - totally paralyzed - Doctor assessed disability at 60% - Tribunal warded Rs.1,67,400/- and the liability of Insurer was restricted to Rs.79,182/- - In appeal held, Petitioner is totally paralyzed. Disability assessed by Doctor is only technical in nature. Petitioner is substantially disabled to do any work, which he was able to do prior to accident - Income of petitioner was assessed at Rs.1,500/- - Reckonable income for compensation would be Rs.900/- (60% of 1500 - 900) - Relevant factor would be 165.91. Total compensation payable would be Rs.1,49,319/- (900 x 165.91) with interest at 12% p.a. from one month after accident till the date of payment. Entire compensation is payable by the Insurer.
K. Sreedhar Rao, J : The appellant / petitioner was a loader attached to the tractor / trailor working under appellant in MFA N 0.135/2004. When the petitioner was travelling in the course and out of employment the tractor/trailor met with an accident. The petitioner sustained fracture injury to the spinal column. The petitioner is totally paralyzed. The doctor has assessed the disability at 60%. A claim is made before the Motor Vehicles Claims Tribunal instead of Workmen Compensation Commissioner.
2. The Tribunal has found that the petitioner is entitled for compensation of Rs. 1,67,400/-. The liability of the insurer is restricted to Rs. 79,182/-. As per the liability arising under the Workmen's Compensation Act, the balance of compensation is directed to be payable by the owner. Therefore, one appeal is filed by the petitioner seeking enhancement of the compensation and direction against the insurer to pay the entire compensation and another is filed by the insurer to fasten the liability on the insured of the vehicle in question.
3. Section 2(b) of Central Motor Vehicles Act, 1989 declare that the agricultural tractor is not a non-transport vehicle. The notification of the Central Government under Section 41(4) dated 05.11.2004 is as follows:
Transport Vehicles Non -Transport Vehicles
(1) (2)
(i) Motor-cycle with side car i) Motor Cycle with or
for carrying goods without car for personal use.
(ii) Motor cycle with trailer (ii) Motor cycle with trailer to
to carry goods carry personal effects.
(iii) Motor cycle used for Gii) hire to (iii) Mopeds and motorised cycles
carry one passenger:\ on pillion and (engine capacity exceeding 35cc)
motorised cycle-rickshaw for goods/
passengers on hire
(iv) Motor cab and Luxury (iv) Invalid carriage.
cabs.
(v) Goods carrier trucks/ (v) Three-wheeled vehicles tankers/
mail carriers. for personal use.
(vi) Trailers (vi) Motor car.
(vii) Maxi cab. ( vii) Fork Lift.
(viii) Stage carriers. (viii) Vehicles/trailers fitted with
equipments like Rig, generator, compressor.
(ix) Contract carriages and (ix) Crane mounted vehcile.
tourist vehicles
(x) Three-Wheeled vehicles for (x) Tractor
transport of passenger/ goods.
(xi) Mobile clinic/X-ray vab/
Library vans (xi) Trailers to carry personal effects
(xii) Private Service Vehicle (xii) Tower wagons and tree trimming
vehicles
(xiii) Educational Institution buses (xiii) Two Trucks Breakdown
Van Recovery Vehicles
(xiv) Ambulances (xiv) Omnibus for private use.
(xv) Mobile canteens (xv) Camper Van/Trailer for
private use.
(xvi) Cash Vans
(xvii) Articulated vehicles
(xviii) Camper Vans/Trailers.
(xix) Animal ambulances.
(xx) Hearses
(xxi) Mobile workshops.
(xxii) Fire tenders, snorked ladders, auxillary
trailers and fire fighting vehicles.
(xxiii) Omnibus.
(xxiv) Dumper/Excavator.
Section 2(14) of the M.V. Act defines "goods carriage" as follows:
"(14) goods carriage" means any motor vehicle constructed or adapted for use solely for the carriage of goods, or any motor vehicle not so constructed or adapted when used for the carriage of goods;"
4. On close reading of the notification the trailers at item No.6 is categorized as a transport vehicle. The trailer is not an automobile, unless it is attached to a tractor or any other automobile vehicle. The tractor at item 10 in cl.No.2 is categorized as a non-transport vehicle. At item No.11 of cl.No.2 trailers to carry personal affects are also categorized as non-transport vehicle. The tractor with a trailer for transportation of agricultural produce and other goods would be very much a goods vehicle. Besides such a tractor and trailer would be a goods carriage within the meaning of Section 2(14) of the M.V. Act, in which event the risk of workmen/loaders of the tractor/trailer is necessarily to be covered under Section 147 as an Act Policy without collecting any additional premium. In that view of the matter, the insurer in this case would be liab