IN THE HIGH COURT OF KARNATAKA AT BENGALURU
S.Sujatha, Sachin Shankar Magadum, JJ.
The Divisional Manager M/S. The Oriental Insurance Company Limited –Appellant
Versus
Rayan Fernandes S/O Felix Fernandes and ors. – Respondents
MFA.NO.7279 & 7110 OF 2016
Decided On : 05-01-2021
Claim petition - Motor accident - Claiming compensation - Sustained grievous injuries - Claimant filed a claim petition claiming compensation of Rs.51 lakhs with interest at 12% p.a - Claimant specifically contended in claim petition that at about 10.15 p.m., he was walking by side of road and when he reached Bhaj, a motor cycle bearing Regn.No. came from the hind side in a rash and negligent manner to extreme side of the road and dashed against cement drain and thereafter dashed against him, as a result of the same claimant fell down and sustained grievous injuries - Claimant was immediately shifted to Kamath Nursing Home, and after first aid he was shifted to KMC Hospital,, wherein he was admitted as an inpatient - Claimant specifically averred in claim petition that on account of grievous injuries sustained in accident, he had to undergo treatment and had incurred medical expenses - Whether Tribunal was justified in holding that claimant has proved that he has sustained injuries in road traffic accident on account of rash and negligent riding by rider of bike by answering issue No.1 in affirmative? - Whether finding of the Tribunal that appellant-Insurance Company has failed to establish that claimant himself was riding bike and the accident occurred on account of rash and negligent riding by claimant himself is perverse, palpably erroneous and contrary to clinching evidence on record? –
Finding of the Court:
claim petition is filed in collusion with owner of bike and has set up a false case by stating that first respondent was proceeding by walk - In ocular evidence, claimant has tried to give an explanation that he was visiting a customer at 10.15 at night and alleged spot where the accident has taken place is at a distance of 45 kms. from his residence - Court are of view that there is no obligation on part of Insurance Company to indemnify insured even though first respondent-owner has taken policy and the statute mandates Insurance Company to pay compensation - As held by Division Bench of this Court in Veerappa and another .vs. Siddappa and another [ILR 2009 KAR 3562] said statutory obligation stands discharged - There is no third party liability on Insurance Company to pay compensation to claimant - Accordingly, appeal filed by Insurance Company is liable to be allowed -
Result: Appeal filed by Insurance Company in MFA.No.7279/2016 is allowed and claim petition is dismissed
JUDGMENT :
SACHIN SHANKAR MAGADUM, J.
The captioned appeals are directed against the judgment and award dated 8.7.2010 passed in MVC.No.230/2010 by the Principal District Judge and Member, MACT, Udupi. MFA.No.7279/2016 is filed by the Insurance Company questioning false implication of the rider of the bike by the first respondent-claimant with the connivance of the second respondent-owner of the bike, whereas the claimant has referred MFA.No.7110/2016 seeking enhancement.
2. For the sake of convenience, the parties are referred to as per their rank before the Tribunal.
3. The facts leading to the filing of the above appeals are as under:
The claimant filed a claim petition claiming compensation of Rs.51 lakhs with interest at 12% p.a. The claimant specifically contended in the claim petition that on 24.9.2008 at about 10.15 p.m., he was walking by the side of the road and when he reached Bhajanakatte-Bommarabettu, Udupi Taluk, a motor cycle bearing Regn.No.KA-20/V-1137 came from the hind side in a rash and negligent manner to the extreme side of the road and dashed against the cement drain and thereafter dashed against him, as a result of the same claimant fell down and sustained grievous injuries. Claimant was immediately shifted to Kamath Nursing Home, Hiriadka, and after first aid he was shifted to KMC Hospital, Manipal, wherein he was admitted as an inpatient. The claimant specifically averred in the claim petition that on account of grievous injuries sustained in the accident, he had to undergo treatment and had incurred medical expenses of Rs.4 Lakhs. The claimant further contended that he has undergone vocational training and also completed a course in mechanical maintenance and he is a Industrial technician and has undergone training and getting a salary of Rs.12,000/-p.m. and on account of disability suffered in the above said road traffic accident, he is virtually leading a vegetative life. The claimant has further contended that he is the sole bread earner and his father is a jobless person and his entire family is dependant on his earning. On these set of grounds, he filed the claim petition.
On receipt of notice, the first respondent-owner appeared through an advocate and filed written statement contending that the claimant has suppressed the true facts regarding the alleged accident. He has specifically stated that on the alleged date of accident, the rider of the bike was proceeding in a careful manner and when he reached the place called Bhajanakatte-Bommarabettu, the petitioner suddenly crossed the road and dashed against the vehicle and sustained grievous injuries. On these set of defences, the first respondent claimed that the claimant is guilty of contributory negligence on his part and as such he is not entitled for any compensation.
The respondent No.2-Insurance Company filed written statement and stoutly denied the entire averments made in the claim petition. The respondent no.2-Insurance Company at para 5 of the written statement specifically disputed the very version narrated by the claimant in the claim petition. It is the specific case of the Insurance Company that the claimant was riding the motor bike on the alleged date of accident. On account of his rash and negligent riding, he lost control over the bike and sustained grievous injuries. The second respondent-Insurance Company further contended that since first respondent himself is the tort feasor, he is not entitled to claim compensation and a specific averment was also made at Para 5 of the written statement that owner of the bike colluded with the claimant with an intention to saddle the liability on the Insurance Company to pay the compensation and that the claim petition is filed after two years. It is also contended at para 9 of the written statement that the claimant did not possess driving licence to ride the bike as on the date of the accident. The other averments in regard to avocation, salary and gravity of injuries sustained by the first re
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