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1992 Supreme(Bom) 419

IN THE HIGH COURT OF BOMBAY
(AURANGABAD BENCH)
Halbe A.A., J.
Oriental Insurance Co. Ltd. .... Appellant.
Versus
Rukhmani Chandrabhan Patil others.... Respondents.
First Appeals Nos. 320 346 to 353 of 1992, decided on 11-9-1992.
Advocates appeared :
A.A. Joshi, for appellant.
Kishore Gadhave Patil P.F. Patni, for respondents.

Headnote:Rule 307.

       See Motor Vehicles Act, 1988, Sections 140 and 149.

       Section 140-No fault liability-Necessary parties-Accident involving two vehicles-Claimants impleading owner and insurer of only one vehicle Maintainability of claim petition.

       Section 140 (1) clearly mentions that the liability of the owner or owners, insurer or insurers of one or two vehicles is joint and several and in that event, the party has an option to get the award satisfied only from one party and not necessarily from all the parties including the owners and insurers. Thus owners and drivers of both the vehicles are jointly and severally liable and the claimants can claim compensation from anyone of them. The non-impleading of owner, driver and insurer of the vehicle will not reduce the extent of legal liability of the owner and insurance company of one of the vehicles. In view of the joint and several liability of the owner and insurer, it could not be pleaded by the appellants/insurance company that the petitions were liable to be dismissed because the owner and insurer of another truck were not made a party. The argument of the advocate for the appellants that the wording of Section 140 of the Act made it necessary for the claimants to impaled all owners and insurers of the vehicles did not appear to be sustainable and hence the same had to be negatived.

       Hence in case of collision between two vehicles, a claim for compensation by injured person against the owner of one vehicle can be maintained and failure on his part to implead the owner of other vehicle would not be fatal.

       Sections 140 and 149-Bombay Motor Vehicles Rules, 1959, Rule 307-Application under Section 140-Insurance pleading defence of breach of condition of insurance policy.

       Held, nothing was brought out on record to show breach of condition of Insurance policy. In absence of evidence it could not be said that there was breach of condition. Even otherwise such defence was not available under Section 140 of the Act.

JUDGMENT - HALBE A.A., J.:---These appeals arising out of the awards passed by the Motor Accidents Claims Tribunal, Aurangabad, have been disposed of by this common judgment as the main claim petitions arise out of the accident, dated 22-2-1991, involving Matador Vehicle MVF 8236 and Truck No. TN-27X-1168 wherein about ten persons died and seventeen persons sustained injuries. The Tribunal awarded compensation of Rs. 25,000/- in each application, under section 140 of the Motor Vehicles Act. The appellant-Insurance Company has been impleaded in those Awards and it is the Insurance Company that has come up in all those appeals, inter alia, contending that the owner and insurer of truck No. TN-27X-1168 have not been impleaded in the claim petition by the claimants and further that the owner of the Matador used the vehicle for hire and reward contrary to the terms and conditions of the insurance policy and for these reasons, all the appeals should be allowed and the Award passed by the Tribunal in various applications against the insurance company should be set aside.

2. This has indeed been countered by the claimants as well as the owner of the Matador No. MVF 8236 on the ground that law does not enjoin upon the claimants to implead the owners and insurers of both the vehicles, since the liability is joint and several and further that under section 140 of the Motor Vehicles Act the defence of breach of condition of the insurance policy cannot be pleaded by the Insurance Company. The liability under the said provision is absolute, indefensible and unimpeachable.

3. In order to appreciate these arguments, few facts may be narrated and they are that on 22-2-1991, the deceased and other passengers were travelling from village Fatepur towards Bhayegaon for attending the marriage in Matador Vehicle No. MVF 8236 owned by original respondent No. 1 and the insured with respondent No. 2 company. It seems that when that Matador vehicle was returning, it dashed against truck of the above number and ten persons including the driver died whereas seventeen persons sustained injuries. The main allegation of the claimants in all these claim petitions was that the driver of the Matador vehicle was rash and negligent while driving the said vehicle when the accident took place. The claimants filed various applications for recovery of compensation of Rs. 25,000/- on no fault basis under section 140 of the Motor Vehicles Act, 1988.

4. In all these petitions, the Insurance Company took a stand that under section 140 of the said Act, the owners and insurers of both the vehicles should have been joined in the claim petitions and in absence of the owner and insurer of the truck, the liability to satisfy the Award cannot be foisted on the present appellant-Insurance Company. It was also contended that the said Matador was used for hire and reward contrary to the terms and conditions of the policy and hence under section 149 of the said Act, the Insurance Company is absolved from the liability on account of the breach committed by the insured.

5. The learned Member of the Tribunal, after considering the case law on those points gave a clear finding that it was not necessary for the claimants to join the owners and insurers of both the vehicles and the same lapse could not be fatal in view of the liability to satisfy the Award being joint and several and claimants had option to recover the entire amount of the Award from owner and insurer of one vehicle. The learned Member also came to the conclusion that the plea regarding breach of terms and conditions of the policy under the above provision is also not available in view of various cases decided by the courts and accordingly the Member of the Tribunal was pleased to allow all those claim petitions and Award compensation of Rs. 25,000/- in case of each death on the basis of no fault liability as contemplated under section 140 of the Motor Vehicles Act.

6. While hearing these appeals, the learned Advocate for the
























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