JUDGMENT - B.V. CHAVAN, J.:--The appellants who are the heirs of the original claimant as well as the deceased assured, Girdharilal Batra have filed the present first appeal against the judgment and decree passed by the City Civil Court, Bombay, dismissing their suit with costs in respect of the life insurance claim to the tune of Rs. 23,000/- against the respondent - Life Insurance Corporation of India.

2. The relevant facts which give rise to this appeal are thus :

Deceased Girdharilal Batra had taken out a policy on his life for a sum of Rs. 20,000/- on 12th April, 1961. The said Girdharilal was admitted to Bhatia General Hospital, Bombay on 15th October, 1961. He was under the treatment of Dr. Raheja, an expert visiting Bhatia General Hospital. However, the said Girdharilal expired on 23rd October, 1961. The cause of death as reported by the Hospital authorities on the death certificate was from Agranulocytosis and Aplastic Anaemia. Dayawanti, who was the wife of the deceased Girdharilal and nominee of the said policy taken out by Girdharilal, informed the respondent about the death of Girdharilal on 30th November, 1961. She called for the necessary claim forms from the responde

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