IN THE HIGH COURT OF BOMBAY
J.G. Chitre, J.
Ananda Dattatraya Patankar .... Applicant.
Versus
Kishore Narayan Patil others.... Respondents.
First Appeal No. 286 of 2002, decided on 22-3-2002.
Advocates appeared :
K.S. Patil, for appellant.
M.B. Kadam, for respondent No. 1.
Mrs. S.M. Karbhari i/b. Singhania Co., for respondent No. 3.
Motor Vehicle Act, 1988 - Section 140 - Interim compensation - Claim of before MACT - Consi- derations for - Nexus between vehicle driven at time of accident and victim - Whether vehicle caused any accidental injuries which resulted in permanent disability - Whether vehicle in covered by insurance policy at time of accident. - In view of provisions of Section 140 of the M.V. Act. What the MACT has to consider while passing the order in view of Section 140 of the M.V. Act is to find out whether there is any nexus between the vehicle which was being driven at the time of the accident and the victim. The Tribunal has to see whether the said vehicle has caused the accidental injuries to the victim and whether any permanent disability has been prima facie caused. At that time, the MACT is also obliged to see prima facie whether the said vehicle has been covered by the protection of the insurance and for that the MACT will have to see whether the insurance protection cover was alive on the date and time of the said accident.
Motor Vehicle Act, 1988 - Section 140 - Interim compensation - Claim for - No fault liability - Insurer disowned liability on the ground of expiry of insurance period - Objected by owner of vehicle - Held - Considerations for MACT is whether insurer accepted liability of indemnifying vehicle owner on date of accident by recovering insurance cover and a communication to that effect sent to owner of vehicle - Victim should not suffer due to quarrels between insurer and vehicle owner - Victim entitled to interim compensation under Section 140 of Act. - The MACT will have to see prima facie whether on the date of the accident at the time of the accident in question the insurance company has accepted the liability of indemnifying the vehicle owner from the resultant liability of paying the compensation by renewing the said insurance cover which the vehicle owner was already having in his favour. In border line cases this point assumes importance. The MACT is obliged to see prima facie that the payment has been accepted by the insurance company and that the insurance policy has been renewed and a communication to that effect has been sent to the vehicle owner. Apart from that, the victims cannot be permitted to suffer on account of the quarrels between the owners of the vehicles and the insurance companies. They should be given which law allows them to have in view of Section 140 of the M.V. Act.
2. An application was moved by respondent No. 1 for getting the interim compensation in view of provisions of section 140 of the Motor Vehicles Act, 1988 (hereinafter referred to as M.V. Act for convenience) basing his claim on no fault liability doctrine. The insurance company disowned the liability of paying the compensation to the victim contending that the insurance cover expired on 5-8-1998. The appellant contended that a cheque was sent to insurance company for paying the due instalment for renewing the existing insurance policy which he was having in respect of the said vehicle. On this point, the owner of the vehicle i.e. the appellant and the insurance company are at daggers drawn against each other. The grievance of the present appellant is that though the appellant had filed a written statement, the concerned M.A.C.T. did not consider it while passing the interim Award in view of provisions of section 140 of the M.V. Act.
3. When a debatable question is arising for adjudication, the Court should be liberal in permitting a party to file a written statement if that party is not indolent and there are no grounds for denying an opportunity to such a party to file a written statement. For penalising such party for delay or undue delay, some costs can be saddled. Shri Patil further submitted that when the matter was placed for hearing before the M.A.C.T., his lawyer was not present for pressing the contentions raised by the appellant. The courts and Tribunals are not expected to ignore the contentions of the parties expressed by the written statements. It should consider them.
4. But these points which have been submitted by Mr. Patil do not affect the order which has been passed by the M.A.C.T. in view of provisions of section 140 of the M.V. Act. What the M.A.C.T. has to consider while passing the order in view of section 140 of the M.V. Act is to find out whether there is any nexus between the vehicle which was being driven at the time of the accident and the victim. The Tribunal has to see whether the said vehicle has caused the accidental injuries to the victim and whether any permanent disability has been prima facie caused. At that time, the M.A.C.T. is also obliged to see prima facie whether the said vehicle has been covered by the protection of the insurance and for that the M.A.C.T. will have to see whether the insurance protection cover was alive on the date and time of the said accident. In that context, the M.A.C.T. will have to see prima facie whether on the date of the accident at the time of the accident in question the insurance company has accepted the liability of indemnifying the vehicle owner from the resultant liability of paying the compensation by renewing the said insurance cover which the vehicle owner was already having in his favour. In border line cases this point assumes importance. The M.A.C.T. is obliged to see prima facie that the payment has been accepted by the insurance company and that the insurance policy has been renewed and a communication to that effect has been sent to the vehicle owner. Apart from that, the victims cannot be permitted to suffer on account of the quarrels between the owners of the vehicles and the insurance companies. They should be given which law allows them to have in view of section 140 of the M.V. Act. That amount is to be given to them as early as possible by asking them to furnish the su
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