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2009 Supreme(Bom) 1734

In the High Court of Bombay at Aurangabad
THE HONOURABLE MR. JUSTICE S.B. DESHMUKH & THE HONOURABLE MR. JUSTICE SHRIHARI P. DAVARE
Shakuntala w/o Dhondiram Mundhe
Versus
The State of Maharashtra & Others
WRIT PETITION NO. 519 OF 2008
Decided on : 16-12-2009

Advocates appeared:
For the Petitioner:S.R. Bagal , Advocate. For the Respondents:R1 to R3, K.J. Ghute Patil, A.G.P., R4, S.S. Patil, Advocate.

Headnote:Constitution of India - Article 226 - Personal Insurance Policy for benefits of farmers - Writ of mandamus - Seeking direction against respondents to enforce and implement insurance policy - Insurance claim - Government Resolution for benefit of family members of farmers issued by State respondent-1 - Premium in respect of personal insurance policy laid by State - Death of petitioner’s son in an accident - Claim made through respondent-2 Tahsildar - Rejected by respondent-4 - Held - Deceased, son of petitioner recorded as registered farmer before his death - His accidental death covered under Scheme - Objection raised by Insurer/respondent-4 not tenable - Writ petition allowed with interest @ 12% p.a. - Compensatory costs imposed on respondent-4/Insurer - To be paid to petitioner alongwith claim amount within 6 weeks - Petition allowed. - By issuance of further Government Resolution dated 31.3.2005, the said scheme was extended from 10.4.2005 to 9.4.2006. The accidental death of petitioner’s son namely Nitin Mundhe occurred on 23.9.2005 and therefore the said accidental death of the petitioner’s son is very well covered under the aforesaid scheme.

       Keeping in mind the aforesaid aspects and coming to the impugned communication dated 27.1.2006 issued by respondent No. 4 in which respondent No. 4 has taken the stand that late Nitin Mundhe was not registered farmer as per Tahsil record and therefore declined to grant the claim of the petitioner for the compensation. However it is significant to note that the Government Resolutions dated 5.1.2005 and 31.3.2005, from where the said scheme of personal accident insurance emanates nowhere whispers about the term, "registered farmer" and hence, the stand taken by respondent No. 4 in communication dated 27.1.2006 is out of place and same is unwarranted and therefore the said communication dated 27.1.2006 issued by respondent No. 4 insurance company deserves to be quashed and set aside.

       Moreover, respondent No. 2 Tahsildar has pointed out through his affidavit in reply that deceased Nitin Mundhe had purchased land Gut No. 369 through registered sale deed dated 14.7.2005 and entry of the said transaction was taken by mutation entry No. 946 recorded by Talathi of concerned village on 15.7.2005 and same was approved by Circle Inspector on 14.8.2005. Hence it is crystal clear that deceased Nitin Mundhe was recorded as farmer on 14.8.2005 before his death on 23.9.2005 an even from the said angle also the objection raised by respondent No. 4 insurance company by the impugned communication dated 27.1.2006 bears no substance.

       Hence, Court is of the considered view that this is a fit case to exercise the extra-ordinary jurisdiction under Article 226 of the Constitution of India and therefore, present petition succeeds.

Judgment :

(SHRIHARI P. DAVARE, J.)

1. Rule. Rule made returnable forthwith and by consent of the learned counsel for the parties, taken up for final hearing.

2. By the present petition, filed under Article 226 of the Constitution of India, the petitioner prayed for issuance of writ of mandamus directing the respondents to enforce and implement the insurance policy adopted by them and to allow the valid insurance claim of the petitioner by awarding Rs. One Lac to the petitioner along with 18 per cent interest from due date and also prayed for issuance of writ of certiorari to quash and set aside the letter dated 27.1.2006 issued by respondent no.4.

3. According to the petitioner, she is affected person because of unexpected accidental death of her son, which took place on 23.9.2005. Respondent no.1 is the Secretary of Department of Agriculture and Animal Husbandry, which is 'the State' within the meaning of Article 12 of the Constitution of India, which issued the Government Resolution dated 5.1.2005 for the benefit and safeguard of interests of family members of the farmers. Respondent no.2 is the Tahsildar, Parbhani, Taluka and District Parbhani, who is empowered to forward the claim to respondent no.4. Respondent no.3 is the Commissioner of Agriculture, Pune, who is having final authority for adjudication of the claims of the claimants in case of dispute and respondent no.4 is the insurance company, to whom the State of Maharashtra has paid the premium in connection with the personal insurance policy made for the benefits of the farmers and their family members, who reside in the State of Maharashtra.

4. Respondent no.1 issued Government Resolution dated 5.1.2005, which is produced at Exh.'A' (page 15) in respect of personal insurance policy for the benefit of farmers and their family members in the State of Maharashtra. Thereafter respondent no.1 issued further Government Resolution on 31.3.2005 and thereby continued the afore said scheme of personal accident insurance policy for the benefit of farmers and their family members from 10.4.2005 to 9.4.2006, a copy of which is annexed at Page 25. Since the petitioner's son met with the accident and expired suddenly on 23.9.2005, she forwarded the claim to respondent no. 4 on 17.11.2005 through respondent no.2 Tahsildar with all necessary documents. However, respondent no. 4 rejected the said claim of the petitioner vide communication dated 27.1.2006, Exh. 'B' (page 35) on the ground that deceased Nitin Dhondiram Mundhe was not a registered farmer.

5. The petitioner made representation to various authorities, such as the Tahsildar, the Sub-Divisional Officer, the Collector, the Divisional Commissioner, Lok Ayukta, etc. and requested to redress her grievance and issued directions to respondent no.4 to grant her claim. Pursuant to the said representation, the Collector, Parbhani sent a letter to the Tahsildar, Parbhani on 28.3.2006 and directed the Tahsildar to forward the documents/record for necessary compliance to respondent no.4 and a copy of the said letter is produced at Exh. 'C colly' (page 37). Moreover, the Tahsildar, Parbhani also issued a letter dated 5.4.2006 to respondent no.4 Exh. 'C colly' (page 38) stating that deceased Nitin Mundhe was a registered farmer and also requested to allow the valid claim of the petitioner. Moreover, the petitioner also sent a letter to respondent no.3 through advocate Shri Ghuge and apprised him about rejection of her claim by respondent no.4 vide communication dated 27.1.2006 and requested him to do the needful, in pursuance of Government Resolution dated 5.1.2005 and grant her amount of Rs. One Lac towards compensation as the heir and legal representative of her deceased son namely Nitin Mundhe, copy of which is produced at Exh. 'C colly' (page 39).

6. A meeting was held under the chairmanship of respondent no.3, which was attended by the representatives of respondent no.4 insurance company and it was decided in the said meeting





























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