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2013 Supreme(Bom) 1957

In the High Court of Bombay at Aurangabad
MRIDULA BHATKAR, J.
New India Assurance Company Ltd.
Versus
Janabai & Others
First Appeal Nos. 2575 & of 2009 & 2548 of 2009
Decided On : 27-09-2013

Advocates Appeared:
For the Appellant:S.G. Chapalgaonkar, Advocate.
For the Respondents:R1 & R2, S.S. Patil, Advocate.

Headnote:

Insurance Company - Motor Accident Claims - Motor Vehicles Act, 1988, Section 147, Section 149 - The judgment discusses the interpretation and application of Section 147 and Section 149 of the Motor Vehicles Act, 1988, in the context of a claim for compensation by the original claimants. The court analyzed the burden of proof on the Insurance Company and the claimants, the evidentiary value of FIR and spot panchanama, and the definition of 'goods' under the Act. The court relied on precedents to establish the burden of proof and the criteria for entitlement to compensation under the Act.

Fact of the Case:

The appellant/Insurance Company challenged the judgments and awards of the Motor Accident Claims Tribunal, claiming that the deceased were not entitled to compensation under Section 147 of the Motor Vehicles Act, 1988, as they were not authorized representatives of the goods carried in the vehicle. The original claimants contended that the deceased were traveling with goods and were entitled to compensation.

Finding of the Court:

The court analyzed the evidence presented by both parties, including the FIR, spot panchanama, and witness testimonies. It held that the deceased were not entitled to compensation as they were not carrying goods as authorized representatives, and the Insurance Company was absolved from liability. The court maintained the liability of the owner of the vehicle for the compensation.

Issues: The main issue was whether the deceased were traveling along with the goods in the vehicle, as per Section 147 of the Motor Vehicles Act, 1988.

Ratio Decidendi: The court established that the burden of proof lies on the Insurance Company to prove its defense, and the evidentiary value of FIR and spot panchanama can be considered. It also clarified the definition of 'goods' under the Act and the criteria for entitlement to compensation.

Final Decision: The first appeals were allowed, and the judgment and award of the Tribunal were quashed and set aside. The Insurance Company was absolved from liability to pay compensation, and the claimants were free to recover the entire amount from the owner of the vehicle.

JUDGMENT

1. Heard learned counsel for respective parties.

2. Admit.

3. Learned Counsel Shri S.S. Patil waives notices for Respondent Nos. 1 & 2 in First Appeal No. 2575/2012 and also waives notice Respondent No. 1 in First Appeal No. 2548/2012. By Consent of learned Counsel for the parties, first appeals are heard finally at the stage of admission.

4. Two first appeals are filed by the appellant/Insurance Company challenging the judgments and awards dated 16-06-2010 by the Member, Motor Accident Claims Tribunal, Amalner, Dist. Jalgaon in M.A.C.P. Nos.89/2006 and 90/2006, whereby allowing the compensation for the death.

FACTS OF THE CASE

5. The main defence taken by the learned Counsel for the appellant/Insurance Company is that the vehicle involved in the accident is goods vehicle an Isher truck, and both the deceased were travelling as passengers in the said truck. They were neither owners of the goods nor the persons authrorised who can be covered under the policy. Therefore, the appellant/Insurance Company is not liable to pay any compensation.

6. The learned Counsel for the appellant-Insurance Company relied on Section 147 and 149 of the Motor Vehicles Act, 1988 (hereinafter for short referred to as “Act”) and submitted that, Section 147 of the Act states the categories of persons who are entitled to claim the compensation and the defence are available to the Insurance Company under Section 149 of the Act. The learned Counsel for the appellant-Insurance Company further submitted that the original claimants i.e. respondents could not prove that the deceased were the persons who were fit for the compensation under Section 147 of the Act. The learned Counsel further submitted that by way of amendment in 1994 in Section 147 (b) of the Act, death or injuries caused to a person who is authorised representative of the goods carried in the goods vehicle can be covered under the amendment and he is entitled to get compensation. The evidence tendered by the claimants to that effect is false and not reliable. In support of his submission he relied on :-

“1] Nation Insurance Co. Ltd. V. Rattani & Ors; reported in AIR 2009, Supreme Court, 1499

2] Oriental Insurance Co. Ltd. V. Premlata Shukla & Ors. ; reported in 2007, DGLS (Soft.) 573.

3] National Insurance Co. Ltd. V. Cholleti Bharatmma & Ors; reported in 2007, AIR, SCW 7337.

4] New India Assurance Co. Ltd., Karnool Vs. Rathnavath Sali & Ors; reported in 2009 (2), ALL MR (Journal) 5 (A.P. Court).”

The learned Counsel for the appellant submitted that the Tribunal did not frame the issues properly, and there was no specific issue regarding defence of the Insurance Company.

7. The learned Counsel for the respondents/Original claimants have vehemently opposed the appeal. The learned Counsel invited my attention towards the evidence adduced by the original claimants i.e. (Respondent No. 1 in FA. Nos. 2775/09 and 2548/2009) widows of the respective deceased. They have deposed before the Tribunal that their husband were an agriculturist and having business of milk and at the relevant time they boarded in the Isher truck from Songaon Check post (Gujarath State) and were coming with the plastic bags to their place of residence. The learned Counsel further submitted that the in the spot Panchanama (Exhibit 18) and FIR (Exhibit 17) there is a mention that a plastic bags were found at the spot of the accident, and thus the original claimant/respondent No. 1 (in FA No. 2575/2009) discharged her burden, on the point that the deceased were travelling with the goods in the vehicle and, therefore, they are entitled to get compensation as per Section 147 (b) of the Act, 1988. The learned Counsel further submitted that the Insurance Company did not examine any witness in support of its case that the deceased were travelling as a passengers and not carrying goods with them. The learned Counsel submitted that the burden to prove this fact was entirely on the appellant-Insurance Company. On this point he re






















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