Admit. Mr. Ramani, the learned Counsel waives notice for the respondent. Heard finally by consent. As the applications involve common question of law and fact they are being disposed of by this common judgment.

2. The petitioner herein is the original complainant, who is a businessman residing at Majorda, within the jurisdiction of Judicial Magistrate, First Class at Margao in South Goa District. The respondent happens to be a resident of Mapusa within the jurisdiction of Judicial Magistrate, First Class at Mapusa. The respondent/ accused had obtained a hand loan from the petitioner. Towards repayment of the said loan, the respondent had passed in all 9 cheques in favour of the petitioner. All these cheques were drawn on the account of the respondent with H.D.F.C. Bank Ltd at Panaji within the jurisdiction of Judicial Magistrate, First Class, Panaji, North Goa. All these cheques were payable at par at all the branches of H.D.F.C. Bank Ltd. The petitioner presented the cheques for encashment in his account with Corporation Bank at Uttorda, Majorda. All these cheques were dishonoured on account of insufficient funds. Hence, after issuing the statutory notice, the petitioner