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2022 Supreme(Bom) 392

IN THE HIGH COURT OF BOMBAY AT GOA
M.S. Sonak, J.
National Insurance Co. Ltd. – Appellant
Versus
Mr. Neelesh Raghavendra Naik and ors. – Respondents
First Appeal No.108 of 2013 with Cross Objection No. 17 of 2013
Decided On : 19-01-2022

Advocates:
Advocate Appeared:
For the Appellant :Mr. U.R. Timble, Advocate
For the Respondent:Ms. Renika D'souza, Advocate, Mr. Emerico E. Afonso, Advocate

Headnote:

Motor Vehicle Act, 1988 - Section 140 - Accident - Permanent Disability - Compensation - Whether claimant is totally disabled from earning any kind of livelihood - Whether in spite of permanent disability, claimant could still effectively carry on activities and functions, which he was earlier carrying on - Whether he was prevented or restricted from discharging his previous activities and functions, but could carry on some other or lesser scale of activities and functions so that he continues to earn or can continue to earn his livelihood – Held, Evidence on record also establishes that permanent disability has not affected earning capacity of claimant and to this effect, there is a finding recorded by Tribunal in this impugned Judgment and Award - Tribunal has, therefore, awarded compensation towards pain and suffering, Rs.90,000/-towards attendant charges, and Rs.1,50,000/-towards loss of daily allowance, monthly incentives, and annual incentives - According to Court, towards the above 3 heads, compensation can be cumulatively determined at Rs.4,00,000/- since compensation of Rs.1,00,000/-towards pain and suffering appears to be quite inadequate in facts and circumstances of present case - Court will have to consider inconvenience caused to claimant due to injury and consequent permanent disability - Further, there is no warrant to interfere with findings of Tribunal that claimant was drawing an income of Rs.21,000/-apart from certain fees and perquisites - There is also no reason to interfere with finding of age of claimant being 37 years at time of accident - Tribunal has correctly applied multiplier of 15 in this case - Having regard to overall disability percentage of 10%, compensation will come to approximately Rs.3,78,000/-or thereabouts - In peculiar circumstances of present case and considering disability listed by (AW-3), this figure can be increased to Rs.4,00,000/ - Thus, just compensation, in this case, will come to Rs.8,00,000/-and not Rs.20,02,600/- In this matter, there is no case made out to disturb rate of interest awarded by Tribunal – Appeal disposed of.

JUDGMENT :

Heard Mr. U.R. Timble, learned Counsel for the appellant, Ms. Renika D'Souza, learned Counsel for respondent No.3 (owner/driver of the offending vehicle), and Mr. Emerico Afonso, learned Counsel for respondent No.4.

2. Though the respondent-claimants are served, today, they are neither present nor represented. This matter was adjourned from yesterday, i.e. 18.01.2022, to enable the learned Counsel for the respondent-claimant to appear. Mr. Timble gave necessary intimation to the learned Counsel and even the registry of this Court gave necessary intimation to the learned Counsel for the respondent-claimant. However, today, there is no appearance on behalf of the respondent-claimant. This matter is of the year 2013 and the same can therefore brook no further delay.

3. The challenge in this appeal is to the judgment and order dated 01.12.2011 made by the Motor Accident Claims Tribunal allowing the claimant's petition in the following terms:

'The petition is partly allowed holding the respondents no.1-3 jointly and severally liable to pay the compensation in the sum of 20,02,600/- Rs. to the claimant which shall carry interest at the rate of 9% p.a. from the date of the application till the date of the award and further interest at the same rate in case the said amount is not paid within a month from today till payment. The amount, if any, paid in his favour under section 140 of the Act 1988 shall be adjusted against the compensation appropriately and the claimant shall also be entitled to the costs of the petition.

Award to be drawn accordingly.'

4. The Insurance Company aggrieved by the aforesaid determination of compensation has instituted First Appeal No.108 of 2013. Similarly, respondent No.3, i.e. the owner of the vehicle involved in the accident has preferred cross objection No.17 of 2013 to defend the findings of the involvement of his vehicle or for that matter the rashness and negligence of the driver of the offending vehicle.

against him. If the evidence of Neelesh (AW-1), Head Constable Sawant (AW-2), and Joel-respondent No.3 herein (RW-1) is perused, then, there is evidence to establish rashness and negligence on behalf of said Joel (RW-1). Ms. Renika D'Souza further contended that Joel has been acquitted in a criminal case that was lodged against him. Such acquittal, according to me, is not quite relevant in the present matter where the issue of rashness and negligence needs to be considered under the proposition of preponderance and not proof beyond a reasonable doubt. Besides, if the judgment and order dated 11.12.2009 acquitting Joel is perused, then, it is very clear that the acquittal was by giving Joel "benefit of doubt". This is stated so in express terms in the judgment and order dated 11.12.2009 made by the learned Judicial Magistrate First Class in Criminal Case No.173/S/2006/C. Therefore, there is no merit in the cross-objections that have been filed by respondent No.3 and the cross-objections are liable to be dismissed.

6. Ms. Renika D'souza, learned Counsel, however, submitted that in the alternative even if it is held that there was some rashness and negligence on the part of respondent No.3, still, the offending vehicle was insured with the insurance company and, therefore, the entire liability to pay compensation will lie with the insurance company. This submission is quite correct and deserves acceptance. The offending vehicle was duly insured and there is no dispute that the insurance policy would require the insurance company to indemnify respondent No.3 in the matter of payment of compensation.

7. Mr. Timble, learned Counsel for the appellant-insurance company has also not disputed the liability of the insurance company to indemnify the owner/driver of the offending vehicle. Mr. Timble however contended that the compensation of Rs.20,02,600/-determined by the Tribunal is not just compensation but rather such determination is a result of an error apparent on the face of the record. He points out

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