JUDGMENT :

SANJAY KAROL, J.

1. Heard learned counsel for the parties.

2. Petitioner has prayed for the following reliefs:

“(i) An appropriate direction/directions may be given to the Respondents Nos. 4 and 5 to consider the claim of the petitioner particularly in the circumstances where the settled norms for benefit in loan insurance is given to all borrowers or only to the principal borrower and thereafter to pay/adjust the insured sum of Rs. 66,91,639/- only against the outstanding dues arising since the date of death of the principal borrower ( husband of the petitioner) under the Home Equity loan bearing Loan Account No. 641552079 and 642100459 dated 21.05.2019 in which the husband of the petitioner Late Kumar Ashutosh was the principal borrower and the petitioner is the Co-borrower.

(ii) During the pendency of the writ application, the petitioner may be exempted from the premium charged by the Respondent HDFC Life Insurance as well as the loan installment to the HDFC Bank which is till now being regularly paid by the petitioner.

(iii) An appropriate direction/ directions may be given to the Respondent No. 2 (Insurance Regulatory and Development Authority of India) to finally decide