( 1 ) THE facts leading to this writ petition inter alia are that on or about 28/03/1978 Smt. Radha Ram Singh since deceased, the wife of the writ petitioner took out two policies of Life Insurance bearing Nos. 33456592 and 33456593 each for Rs. 50,000/ - from the defendant No. 1 and the petitioner was appointed the nominee under S. 39 of the Insurance Act in both the policies. The said policies were issued by the respondents after full and proper medical examination of the insured lady. In or about the last week of the month of Jan. , 1984. The said Smt. Radha Rani Singh suddenly fell ill and on 28th Jan. , 1984 she was admitted to the Calcutta Medical research Institute at 7/2, Diamond Harbour Road, Calcutta for treatment and on 29th Jan. , 1984 she expired at the said Hospital. The said insured during her life-time had duly paid all insurance premiums which were payable up to the time of her death and by letter dt. 3rd Feb. , 1984 the petitioner lodged his claim to the sums insured on the aforesaid two policies as nominee thereof to the Branch Manager, City Branch Unit No. 14 of the Life Insurance Corporation of India who is respondent No. 3 herein who by his lette