Valmiki J. Mehta, J.

1. Both these writ petitions are between the same parties and raise a common issue of validity of the voluntary retirement of the petitioner, and therefore, they are being disposed of by a common judgment.

2. These writ petitions are filed by the petitioner-Sh. Madan Mohan Rai impugning the order of the Disciplinary Authority dated 5.6.2003, by which the petitioner has been imposed the punishment of “removal from service which shall not be disqualification for future employment” and the suspension order dated 3.7.1996. It is agreed before me that on disposal of W.P.(C) No. 6546/2003 the other writ will also stand decided accordingly.

3. Since the charges against the petitioner are serious, and they are best understood in the language of the Article of Charges, I would seek to reproduce, though lengthy, the entire Article of Charges, which read as under:-

“Sri Madan Mohan Rai(SPF No.12085) Ex-Manager(Under order of suspension) United Bank of India Shahzadabag Branch

Delhi.

Dear Sir,

Re : 1. A/c M/s. Charms Metallisers (P) Ltd.,

2, Sri Raman Bhatia & Mrs. Kamal Bhatia,

3. Jagdish Dairy,

4. M/s. Modame Fashion with our Shahzadabad branch During tenure of your se