Rajiv Shakdher, J.

1. This is a petition filed against the order dated 21.7.2003 passed by the disciplinary authority and order dated 14.1.2004 passed by the appellate authority, in an appeal preferred by the petitioner.

2. It may be pertinent to note that an amended writ petition was filed, in which, an additional prayer was sought qua the respondents herein, which was to the effect that the retiral benefits ought to be paid to the petitioner along with interest at the rate of 18 per cent per annum. The amounts which, according to the petitioner, have been withheld, are tabulated in paragraph (GA) of the amended writ petition.

3. The challenge to the aforementioned impugned orders arises in the background of the following broad facts:-

3.1 It appears that three persons by the names of Mr. Dilbhajan Singh Sandhu, Mr. Baljinder Singh and Mr. Hari Narain Sharma approached respondent No.1 bank for grant of overdraft facilities. Apparently, the request was made to the Assistant Regional Manager of respondent No.1 bank by the said persons on 10.3.1998.

3.2 Consequent thereto, the branch manager of the Patel Nagar Branch, one Ms. S. Kapoor, vide letter dated 11.3.1998, directed the