IN THE HIGH COURT OF DELHI AT NEW DELHI
SUNIL GAUR, J.
THE ORIENTAL INSURANCE COMPANY LIMITED - Appellant
Versus
GANGA SARAN & ORS. - Respondents
MAC.APP. 968 of 2015, 808 of 2018
Decided on : 01-10-2018
Compensation - Vehicular Accident - Motor Accident Claims Tribunal - [Motor Vehicles Act, 1988, Section 166] - The court discussed the evidence and legal provisions related to the assessment of compensation for a vehicular accident. It highlighted the assessment of loss of earning capacity, medical expenses, and other relevant factors. The court also emphasized the need for direct evidence in proving the invalidity of a driving license and the assessment of functional disability. The decision was influenced by the evidence presented and the interpretation of relevant legal provisions.
Fact of the Case:
The Injured, Ganga Saran, was granted compensation for grievous injuries suffered in a vehicular accident. The appeals involved recovery rights of the insurer and enhancement of compensation sought by the Injured. The Tribunal relied on evidence to render the impugned Award, which included compensation for medical expenses, loss of income, special diet, conveyance charges, pain & suffering, and loss of enjoyment of life.
Finding of the Court:
The court found that recovery rights against the driver and owner of the insured vehicle were not justified. It also concluded that the compensation awarded by the Tribunal was inadequate and proceeded to re-assess the compensation, particularly focusing on the loss of earning capacity and functional disability suffered by the Injured.
Issues: The issues involved recovery rights of the insurer, adequacy of compensation awarded by the Tribunal, and assessment of the Injured's loss of earning capacity and functional disability.
Ratio Decidendi: The court declined the grant of recovery rights to the insurer due to lack of direct evidence regarding the invalidity of the driving license. It also emphasized the assessment of functional disability and loss of earning capacity based on the evidence presented, leading to the re-assessment of compensation in favor of the Injured.
Final Decision: The compensation awarded to the Injured was enhanced from Rs.3,37,493/- to Rs.5,02,721/- with interest @ 9% per annum. The court granted the insurer six weeks to deposit the enhanced compensation and disposed of the appeals accordingly.
1. Impugned Award of 25th August, 2015 grants compensation of Rs.3,37,493/- with interest @ 9% per annum to Ganga Saran (hereinafter referred to as the “Injured”), aged 45 years, on account of grievous injuries suffered by him in a vehicular accident, which took place on 4th February, 2009.
2. In the above captioned first appeal, The Oriental Insurance Company Limited (henceforth referred to as the “Insurer”) seeks recovery rights against driver and owner of Insured vehicle, whereas in the above captioned second appeal, enhancement of compensation is sought by the Injured-Ganga Saran.
3. Since both the appeals arise out of common impugned Award, therefore, with the consent of learned counsel for the parties, both the appeals have been heard together and are being decided by this common judgment. The factual background of this case, as noticed in the impugned Award, is as under:-
“As per case of petitioner, on 04.02.2009, he was returning to his house from Jharoda on his motorcycle having registration number DL 8SNC 2044. He was driving the said bike with due care and caution by observing traffic rules. At about 01.00 a.m., when he reached main road, Pooth Kalan, near Bus stand, all of a sudden a tempo bearing no. DL ILA 7952 being driven rashly, negligently and at a very high speed came there and hit his motorbike with great force. Due to heavy impact, he (petitioner) fell down on road and suffered injuries, all over his body.”
4. To render the impugned Award, Motor Accident Claims Tribunal (hereinafter referred to as the “Tribunal”) has relied upon evidence of Injured-Ganga Saran (PW-1) and as per Disability Certificate (Ex.PW2/1), the Injured had suffered permanent physical disability of 37% in relation to his right lower limb. On the strength of evidence recorded, impugned Award has been rendered. The breakup of compensation awarded by the Tribunal to the Injured is as under :-
1.
Medical expenses
Rs.50,285/-
2.
Loss of income during treatment
Rs.47,208/-
3.
Special diet
Rs.25,000/-
4.
Conveyance Charges
Rs.15,000/-
5.
Pain & Suffering
Rs.1,00,000/-
6.
Loss of enjoyment of life
Rs.1,00,000/-
Total compensation
Rs.3,37,493/-
5. Learned counsel for the Insurer assails the impugned Award on the ground that the Tribunal has erred in not granting recovery rights to the Insurer against driver and owner of the insured vehicle as driver of the insured vehicle was not having a valid driving licence on the day of the accident. To submit so, attention of this Court is drawn to the evidence of Insurer’s witness- Charanjit Singh (R3W2) to point out that this witness (R3W2) had obtained a Report Ex. R3W2/3 from the concerned licencing authority regarding the said driving license being valid from 18th February, 2013 to 17th February, 2016. It is pointed out that the accident in question had taken place on 4th February, 2009 and on that day, the driver of the insured vehicle was not possessing valid driving license. Learned counsel for the Insurer further submits that an opportunity ought to be granted to the Insurer to get the witness (R3W2) from the concerned licensing authority examined, to prove the Report Ex.R3W2/3. Thus, it is submitted that recovery rights deserve to be granted to Insurer against driver and owner of the insured vehicle.
6. On the contrary, learned counsel for the Injured-Ganga Saran refutes the aforesaid stand taken on behalf of Insurer and submits that the quantum of compensation awarded by the Tribunal is inadequate. It is submitted that a shopkeeper atleast earns Rs.10,000/- per month and the Tribunal has erred in assessing the income of the Injured on the basis of minimum wages payable to an unskilled worker. It is also subm
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