Mr. Justice S.K.M. Lodha, President—Appeals No. 115/91 and 116/90 arise out of the two separate orders passed on 24-9-1990 in complaint case Nos. 545/1990 and 544/1990 respectively. Life Insurance Corporation, Divisional Office, Jaipur through Shri J.P. Bhutra, Manager Law, Bhagwandas Road, Jaipur has filed these two appeals under Sec. 15 of the Consumer Protection Act, 1986 (“the Act” herein). It may be stated that Bajrang Kumar Mittal (complainant) in Complaint Case No. 545(1990) and Smt. Pratibha Devi (complainant in Complaint Case no. 544/1990) filed two complaints against Life Insurance Corporation, Branch Kotputli through Sr. Manager under Sec. 12 of the Act.

2. Notices of the complaint were issued by the District Forum, Jaipur to the opposite party in each of the complaints. In both the complaints notices were served on the opposite party. The opposite party failed to appeal on the date fixed 18-6-1990. The District Forum ordered to proceed ex-parte against it and posted the complaint for arguments and orders on 7-7-1990. On 7- 7-1990 the District Forum again recorded the same proceedings which were recorded on 18-6-1990. After the hearing of 18-8-1990, ex-parte argument