Mr. Justice S.K.M. Lodha, President — Against the order dated 30.3.1992 the opposite party before the District Forum, Dausa has filed this appeal under Section 15 of the Consumer Protection Act, 1986 (“the Act” herein). The opposite party-appellant was directed to pay a sum of Rs. 10,800.7p to the complainant-respondent within one month from the date of the order failing which interest was made payable @ 18% p.a. on the aforesaid amount. Facts leading to this appeal lie in a very narrow compass. The complainant-respondent Chiranjilal owned vehicle No. RNG1653. He got it insured with the opposite party for the period 26.4.1989 to 25.4.1990 cover note No. J.R./88 146289 was issued. The vehicle was comprehensively insured. On 10.6.1989 the vehicle met with an accident on Lalsot-Dausa Road. At that time driver Rajendra Prasad was driving the vehicle. He was having licence of Light Motor Transport Vehicle i.e. Light Motor Transport Delux bearing No. 81991 which was valid upto 4.5.1992. The complainant informed the opposite party-appellant about the accident. The complainant got the spot survey done. On the advice of the mechanic the complainant submitted a claim for Rs. 40,000/- to