Mr. Justice B.N. Sinha, President—The complainant has filed this case alleging deficiency in service on the part of opposite party Nos. 1 and 2 the two banks, and he has claimed compensation on the ground of financial loss and sought other reliefs mentioned in the complaint petition.

2. The case of the complainant may be briefly stated. The complainant happens to be the father of Sri Pramod Kumar Jha who is the proprietor of a Small Scale Factory known as M/s. Kumar Textiles in the Industrial Estate, Bhagalpur under Unemployed Engineers Employment Scheme since 1979. Sri Pramod Kumar Jha as the proprietor of that factory applied for working capital loan in 1972 from the Central Bank of India, Bhagalpur where he had his account. The Manager of the Bank took the running guarantee of one lac rupees. But the loan was not disbursed to him and he was informed that loan of Rs. 15,000/- only was sanctioned to him which he had already got in his account in the year 1972. In the year 1973 the State Bank of India established its branch at Barari and Sri Pramod Kumar Jha opened his account in this bank also and filed a loan petition for Rs.1,00,000/-

But the bank gave overdraft facility of R