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P.K.SHAMSUDDIN, C.G.SETHU LAKSHMI, K.BALAKRISHNAN
C. K. BHASKARAN – Appellant
Versus
BRANCH MANAGER, NATIONAL INSURANCE CO. – Respondent


ORDER

Mr. Justice P.K. Shamsuddin, President— This appeal is directed against the order passed by the District Forum, Emakulam in O/P. 694/ 91.

2. The complainant is the appellant. The complainant had taken a policy on 6.12.1988, which was valid for 1 year. Thereafter the complainant renewed his policy which was valid upto 5-2.1990. The grievance of the complainant is that thereafter the policy was not renewed by the opposite party inspite of several representations and request made by the complainant. In the meanwhile the complainant’s wife fell ill and he expended about Rs. 2,000/- towards the treatment of his wife. He also contended that the opposite party was liable to pay compensation of Rs. 25,000/- for the deficiency in service in not renewing his Mediclaim Insurance Policy. It is the case of the complainant that on 3.12.90, he gave a cheque to the Development Officer Mr. Suresh for renewal of the policy. But the cheque was returned without renewal. On 6-1-1991 his wife was hospitalized and incurred an expenditure of Rs. 2023 for which he filed a claim before the opposite party. Opposite Party has not acted upon his claim. It is in these circumstances the complaint was filed.

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