Mr. Justice P.K. Shamsuddin, President — This appeal is directed against the order passed by the District Forum, Ernakulam, in Opp. Party No. 750/92. The opposite party is the appellant

2. The allegations in the complaint are as follows:

The complainant had taken a Personal Accident Insurance policy for a sum of Rs. 50,00/- from 19.9.90 to 18.9.91. He met with an accident on 22.8.91 and was admitted to the Malankara Orthodox Syrian Church Medical Mission Hospital, Kolenchery, since he sustained fracture of the clavicle bone and as a consequence of the accident he also developed deafness of the right ear as a permanent disability. The complainant made claim for Rs. 17,500/-. The opposite party did not pay the amount and hence the complainant filed the complaint for seeking a direction to the opposite party to pay the said amount together with interest at the rate of 15% and also Rs. 2000/- as compensation and a sum of Rs. 500/- as cost.

3. The opposite party contended that they partly allowed the claim and offered Rs. 8,351/- but the complainant had not accepted the amount. The complainant has claimed more then one benefit in respect of the same period of disablement which is not