Mr. Justice P.N. Nag, President—The challenge in this appeal is to the order of the learned District Forum, Mandi, dated 26.2.1996/ whereby the complaint of the complainant/ appellant (hereinafter to be referred to as the complainant) has been dismissed.

2. The relevant facts stated in the pleadings are that the complainant had insured himself with the respondent/opposite party (hereinafter to be referred to as the Life Insurance Corporation) vide Policy No. 150307483 covering all risk including accidents, sustaining of disability of permanent nature, etc. The complainant is, admittedly, a driver by profession and was driving the Truck No. HP-34-2269 and on 9.9.1994, he went with the Truck to a place called Manimajra near Chandigarh to get his truck repaired. At the workshop/shop when the truck was to be repaired, welding work was being done by one Shri Madan Lal. In the workship while the complainant was standing by the side of the truck, due to the Gas welding work being done, the Gas welding tank burst as a result of which the complainant and some other persons were seriously injured. The right hand of the complainant was seriously injured and after this incident, the compla