Mr. Justice A.L. Bahri, President—M/s. Perma Nand Joginder Pal & Co., a partnership concern filed the present complaint against M/s. G.M.P. Finishing Mills Cold Storage, Amritsar as well as the Oriental Insurance Co. Ltd., Branch, Amritsar. The complainant-firm is working as Commission Agent. One of the items in which the complainant deals is Red chillies. In the business, such chillies are stored in different Cold Stores by the complainant namely Punjab Cold Storage and Saraswati Cold Storage apart from the Cold Storage of opposite party No. 1. There was a fire at the Cold Storage of opposite party No. 1. The stocks lying therein of Red Chillies belonging to the complainant were destroyed on May 4,1996. FIR No. 31 was got registered at the police station by one of the partners of opposite party No. 1 at Police Station Islamabad, District Amritsar. On account of such loss, compensation is being claimed from opposite party No. 1 - the Cold Storage as well as from the Insurance Company- opposite party No. 2. As far as opposite party No. 1 is concerned, the allegation of deficiency in rendering service and negligent act on the part of the opposite party No. 1 is alleged in not ke