Mr. Justice A.L. Bahri, President—Life Insurance Corporation challenges order of District Forum, Jalandhar dated April 23, 1998 whereby direction was given to pay the insured amount of Rs. 3 lacs with 18% interest after four months from submission of the claim to the complainant Smt. Balwinder Kaur alongwith Rs. 1,000/- cost of litigation.

2. Chain Singh, husband of Balwinder Kaur, complainant had taken life insurance policy from Life Insurance Corporation in the sum of Rs. 3 lacs on September 28,1994. On June 18,1995 he died. Claim was lodged with the Corporation which repudiated the claim on June 1,1996 on the ground that Chain Singh had concealed material facts regarding his health at the time of taking the insurance policy. He was a chronic alcoholic, a patient of T.B. Meningitis and these facts were not disclosed. Balwinder Kaur approached the District Forum with the complaint alleging deficiency in rendering service on the part of the Corporation and in reply Corporation, took up the stand that the repudiation was bona fide made on material collected that the insured had concealed material facts relating to his health and habits as stated above. The District Forum did not