Mr. Justice S.K. Dubey, President—This is a complainant’s appeal under Section 15 of the Consumer Protection Act, 1986 (for short the ‘Act’) against the order dated 16.9.1998 passed in Case No. 101/Forum/98 by the District Consumer Disputes Redressal Forum, Satna (for short the ‘District Forum’).

2. Late Smt. Sangeeta Gupta (Sethiya) wife of the complainant, an Upper Division Teacher aged about 31 years gave a proposal form No. 3872370 dated 13.2.1996 for assuring her life. The proposal was accepted by the Life Insurance Corporation (for short ‘LIC’) and Policy No. 375069703 on 15.2.1996 was issued for a sum of Rs. 1 lac. The table and terms 111-20, of payment of yearly premium of Rs. 1,499/-, the maturity date of which was 15.2.2016. On 22.4.1996 the assured felt breathlessness and restlessness, while she was taken for medical help to the doctor, on way she died. A report was lodged and autopsy was performed. On post-mortem, the cause of death was shock due to Pulmonary Infarction. The complainant being the nominee of the deceased claimed the amount of the sum assured and other benefits arising out of the policy from the LIC. The claim was not settled for about one year and ei