Mr. Justice V.S. Dave, President—This complaint under Section 12 has been filed against National Insurance Co. by Ashok Kumar complainant praying for a claim of Rs. 5,50,000/- towards the loss incurred by him coupled with Rs. 20,000/- as damages for mental agony, Rs. 5,000/- for taking the Surveyor and making incurring expenses for removal of the truck and Rs. 10,000/- per month as loss caused to him due to non-settlement of claim at an early date.

2. Facts leading to this complaint are that the complainant purchased a truck bearing registration No. RJ 20/G 2432 registered with Registration Authority at Kota on 1.11.1996. This vehicle was 1996 model and had been purchased by him after obtaining finance from Alpic Finance Ltd., New Delhi. The truck was got insured on 28.10.1996 and the period covered by the insurance was 28.10.1996 to 27.10.1997. Complainant had paid Rs. 16,909/- as premium and the estimated value of the truck including the accessories as mentioned in the cover note was Rs. 8,50,000/-. As the ill-luck would have it, within ten days of registration the truck while on way from Kota to Udaipur was hit by an another truck bearing No. M.P. 09/K 6491 whose driver it w