Mr. Justice J.B. Garg, President—A scheme was floated by M/s. Citi Bank for availability of loan for the purchase of Maruti motor car and it was to be arranged by M/s. North Land Leasing Limited, Chandigarh. The complainant remained dissatisfied and the District Forum II ordered on 5.5.1999 that a sum of Rs. 8,691/- only is to be refunded to the complainant together with interest at the rate of 12% per annum from the date of institution of complaint till its realisation and costs Rs. 1,000/-. Greesh Goyal, the complainant, remained dissatisfied and has preferred this appeal.

2. Briefly, the facts are that in response to a scheme floated by Citi Bank, respondent No. 1, the complainant applied for grant of a loan of Rs. 1,32,000/- for the purchase of a Maruti motor car and in order to fulfil the requirement, he deposited the sum of Rs. 28,722/- with the Manager, North Land Leasing Limited, Chandigarh, respondent No. 2 who were to deliver the motor car. This also included a sum of Rs. 5,000/- as service charges of respondent No. 2. On 10.5.1993, at the time the complainant applied for a Maruti car, its price was Rs. 1,55,971/-. However, it increased to Rs. 1,63,3