Mr. Justice A.N. Chaturvedi, President—The case of complainant Smt. Indu Sinha is that her husband, Mithlesh Kumar Sinha was Reader in J.N. College, Madhubani under Mithila University. He had taken several policies on his life from the Life Insurance Corporation of India. The last policy taken by him was Policy No. 530094508 dated 29.3.1990 for Rs. 50,000/-. The aforesaid policy was under Salary Saving Scheme, premium of which was payable every month. In all the policies the complainant was nominee of her husband. On 22.4.1991, her husband died due to Carcinoma (Cancer) of lever at All India Institute of Medical Sciences, New Delhi. After the death of her husband, the complainant requested the Branch Manager of L.I.C. at Madhubani to settle all the claims for several insurance policies taken by her husband. A letter dated 8.10.1991 was received by the complainant from the Divisional Office of L.I.C. at Muzaffarpur, whereby she had been intimated that all her claims had been settled. A cheque for Rs. 2,36,054.60 (Rs. two lacs thirty six thousand fifty-four and paise sixty only) was attached with the said letter in full and final settlement. In the said letter it had been lastly