Mr. G.R. Bedge, Member—The complainant has approached this Commission with a claim of Rs. 13,44,573/- on account of the following items :

(1)

Rs.

1,00,000/-

For harassment and mental torture.

(2)

Rs.

25,000/-

Towards cost of the present proceedings.

(3)

Rs.

9,90,000/-

Towards interest on Rs. 3,00,000/- from 1.1.1995 to 30.10.1996.

(4)

Rs.

1,01,000/-

On account of expenses incurred on searching the salvage.

(5)

Rs.

28,930/-

Fees paid to Average Adjuster.

(6)

Rs.

1,00,643/-

Difference between Rs. 30,00,000/- and the amount of Rs. 28,99,357/- paid by the Insurance Company to the complainant, and

(7)

Rs.

10,000/-

Cost of the Salvage.

2. The facts of the complaint in brief are that on 16.7.1994, the Vessel “MSV Safina Al-Amir” was totally lost and destroyed in the Sea due to the natural calamity. The Ship was valued at Rs. 30 lakhs. The Surveyor submitted his report on 11.4.1995. The Head Office of the opposite party-Insurance Company sanctioned the claim of Rs. 30,49,580/-. On 8.11.1996, the opposite party issued a cheque for Rs. 28,99,357/- to the complainant. On that day, according to the complainant, he registered a protest orally with the officers of the opposite party Corporation and by his letter dated