Dr. P.K. Vasudeva, Member—The complainant M/s. Jai Parabolics Springs Ltd., A-30(a), Phase 7, Industrial Area, S.A.S. Nagar, Mohali has filed this complaint under Section 2-C read with Section 17 of the Consumer Protection Act, 1986 (for short hereinafter referred to as the C.P. Act) against the opposite party No. 1 National Insurance Co. Ltd., New Fountain Chowk, Yamunanagar through its Branch Manager and opposite party No. 2 National Insurance Co. Ltd., Chro II, SCO 373-340, Sector 35, Chandigarh through its Regional Manager. The complainant Company was insured against fire by the opposite parties vide Policy No. 3300073/96 Cover Note No. 554235. The said policy was to cover the risk of Rs. 9 Crores and the policy became effective with effect from 7.3.1996 (Copy of Policy - Annexure C-2). The said policy was issued by the opposite parties after charging the entire amount of premium i.e. a sum of Rs. 3,90,522/- per annum which was paid to the opposite parties vide Cheque No. 952025 dated 8.3.1996 for the year 1996-97. In view of the expansion of the Company, the complainant further desired to have insurance risk cover to the tune of Rs. 15.5 Cores for which the Insurance Poli