Mr. D.D. Bahuguna, Sr. Member—This is an appeal against the judgment and order dated 25.11.2000 passed by District Consumer Forum, Rampur in Complaint Case No. 210/1997.

2. Briefly stated the facts of the case are as follows :

The complainant’s father late Sri Ali Ahmad had taken a Life Insurance Policy of Rs. 10,000/- from the opposite party on 24.8.1995. Half-yearly premium of Rs. 392/- was to be paid by the complainant’s father. The first premium of Rs. 392/- has been paid to the opposite party. The complainant’s father died on 5.12.1995. The information of the death was given by the complainant, the nominee in the policy to the opposite party. Thereafter the complainant has been approaching the opposite party time and again for settlement of the insurance claim but with no result. The complainant even gave a legal notice through his Advocate to the opposite party on 23.5.1996. The opposite party, Life Insurance Corporation of India then asked for certain documents from the complainant. The documents were sent on 28.9.1996. The opposite party asked for copy of voters list which too was submitted but the claim has not been settled even after 1½ years which was deficiency on t