Mr. Justice D.P. Wadhwa, President—On 7.11.2002 we passed the following order in the matter :

“It is stated that Mr. Manish Sharma, Counsel has to go as his wife is unwell. We find on every different dates, different Counsel have appeared, though on record the vakalatnama filed is only of Mr. S.L. Sharma. Request for adjournment made by the Advocate appearing for the complainant is declined. The orders are reserved. Liberty, however, to the parties to file their brief notes of submissions within two days.”

1. This is a complaint under Section 21 of the Consumer Protection Act, 1986. The claim in this complaint is for recovery of Rs. 33,07,380/- and certain other reliefs. There are two opposite parties. First is the Bank from where various facilities were being availed by the complainant and second is the Chief Manager of the Bank, for certain period.

2. Complainant took over the assets and liabilities of erstwhile partnership firm in the same name. Complainant established a unit for the manufacture and marketing of corrugated sheets and other packing material. Complainant approached the Bank for various facilities to promote its business. Bank sanctioned various facilities which