Mr. Justice K.K. Srivastava, President—This is an appeal filed against order dated 3.3.2003 passed by the District Consumer Disputes Redressal Forum-II [for short hereinafter referred to as the District Forum] in Complaint Case No. 1031 of 1991, Sukhbir Singh v. Oriental Insurance Co. Ltd. & Anr.

2. The District Forum dismissed the complaint on the finding that there was no deficiency/negligence in performing service by respondent No. 1 - Oriental Insurance Company Limited [for short hereinafter referred to as the Insurance Company] towards the appellant/complainant. An oil tanker bearing registration No. HR-37-4947 was insured with the respondent No. 1 - Insurance Company vide Cover Note No. 2065920622 dated 22.4.1998 for a sum of Rs. 4.5 lacs. The goods to be carried were separately insured vide Cover Note No. 120675 dated 1.11.1997 to the extent of Rs. 1.5 lacs. This insurance cover for the goods was later on enhanced to Rs. 3 lacs and extra premium was paid by the complainant when cover note/policy No. 48/00/91-98 dated 20.11.1998 was issued. The insurance policy covered the period from 1.11.1997 to 31.10.1998. Oil tanker aforesaid was attached with the respondent No. 2 M/s