Mr. Justice K.C. Bhargava, President—This is an appeal against the judgment and order dated 29.9.2001 passed by District Consumer Forum-Ist, Bareilly in Complaint Case No. 299 of 1995.

2. The brief facts of the case are that the brother of the complainant had taken a policy of Rs. 2,00,000/- alonwith accidental benefits of which the amount payable becomes double. The complainant’s brother Aneez used to drive jeep. On 17.5.1992, Aneez Ahmed, when he was going from Bareily to Badaun on the road near jungle, was murdered by cutting his head. The report of the incidence was lodged by the complainant with Subhash Nagar Police Station on 18.5.1992 on the basis of which proceedings against the culprits were initiated.

3. The complainant was the nominee in the life policy and he filed the claim on 16.7.1992 with the opposite party, Life Insurance Corporation of India alongwith necessary papers. Thereafter, the complainant was asked by the Insurance Corporation to file, by letter dated 7.9.1993, driving licence, final report etc. The complainant informed the Insurance Corporation that when the murder committed of the insured, the driving licence which was with him was taken away by th