Mr. Justice L. Manoharan, President—Opposite party in O.P. 410/2001 on the file of the Consumer Disputes Redressal Forum, Thrissur are the appellants. Complainant’s grievance for which he wanted redressal was, he availed a housing loan of Rs. 1,65,000/- that was the amount sanctioned by the opposite party, first instalment was Rs. 35,000/- and after deducting service charges complainant was given Rs. 33,250/- and it was followed by the second instalment. The instalments were given after deducting service charge, and the complainant is liable to pay only Rs. 1,65,000/- but when the complainant went for closing the loan, he realised that the principal amount is Rs. 1,75,000/-. He alleged deficiency in service and, therefore, wanted direction. The opposite party maintained that in fact the amount due was Rs. 1,75,000/- and as stated in the version balance is due from the complainant, they wanted dismissal of the complaint.

2. Before the District Forum complainant produced Exbts. P1 to P5 and the opposite party produced Exbts. R1 to R7. On a consideration of the said material the District Forum made the impugned direction to return Rs. 10,000/-. It is the said direction that is un