Mr. Justice D.M. Patnaik, President—Heard Mr. A.K. Mishra, learned Counsel for the Life Insurance Corporation of India (the ‘LIC’ for short). None present for the complainant. We have perused the impugned order.

2. The sole point for decision is whether the LIC would be made liable to pay the sum assured under the endowment policy for 15 years. With quarterly premium, the sum assured being Rs. 25,000/-. The complainant as the father of the deceased Laxminarayan Sahoo, the original policy holder, has challenged the inaction of the LIC in not disbursing the amount under the insurance policy.

3. It is not disputed that the LIC asked the complainant to furnish necessary documents, such as, Death Certificate, F.I.R., P.M.R., P.I.R., P.F.R. etc., which according to the complainant were supplied by him. The District Forum in Paragraph 4 of the judgment has mentioned that the LIC admitted the submission of the proposal form by the deceased policy holder and also the fact of the insurance itself. It is the case of the LIC that they did not commit any deficiency in service. But since according to them, the necessary documents were not supplied by the complainant, this could not be set